₹10,000 Monthly SIP in Aditya Birla Sun Life Nifty Healthcare ETF for 5 Years
If you had started a ₹10,000/month SIP on 21 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Nifty Healthcare ETF's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹9,23,729
1 Oct 2026
Absolute gain
+₹3,13,729
+51.4%
XIRR (annualised)
16.86%
money-weighted
The journey, month by month
Worst fall on the way
-14.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,15,546
Modelled at historical FD rates. The fund beat FD by ₹2,08,183.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2022) | ₹1,30,000 | ₹1,30,746 | +0.6% |
| Year 2 (3 Oct 2023) | ₹2,50,000 | ₹2,92,087 | +16.8% |
| Year 3 (1 Oct 2024) | ₹3,70,000 | ₹5,99,096 | +61.9% |
| Year 4 (1 Oct 2025) | ₹4,90,000 | ₹7,06,319 | +44.1% |
| Year 5 (1 Oct 2026) | ₹6,10,000 | ₹9,23,729 | +51.4% |
Best year of the journey: Year 3 (+45.4% market move) · Toughest year: Year 4 (-1.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Nifty Healthcare ETF's published NAV (source: AMFI) between 21 Oct 2021 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.