₹25,000 Monthly SIP in Aditya Birla Sun Life Nifty Healthcare ETF for 5 Years
If you had started a ₹25,000/month SIP on 21 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Nifty Healthcare ETF's actual NAV for all 60 installments.
You invested
₹15,00,000
60 installments
Value today
₹23,84,285
21 Sept 2026
Absolute gain
+₹8,84,285
+59%
XIRR (annualised)
18.8%
money-weighted
The journey, month by month
Worst fall on the way
-14.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,60,770
Modelled at historical FD rates. The fund beat FD by ₹6,23,515.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2022) | ₹3,00,000 | ₹2,91,357 | -2.9% |
| Year 2 (21 Sept 2023) | ₹6,00,000 | ₹7,00,895 | +16.8% |
| Year 3 (23 Sept 2024) | ₹9,00,000 | ₹14,67,853 | +63.1% |
| Year 4 (22 Sept 2025) | ₹12,00,000 | ₹17,90,567 | +49.2% |
| Year 5 (21 Sept 2026) | ₹15,00,000 | ₹23,84,285 | +59% |
Best year of the journey: Year 3 (+46.7% market move) · Toughest year: Year 1 (-2.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Nifty Healthcare ETF's published NAV (source: AMFI) between 21 Oct 2021 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.