₹2,000 Monthly SIP in Aditya Birla Sun Life Nifty Healthcare ETF for 5 Years
If you had started a ₹2,000/month SIP on 21 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Nifty Healthcare ETF's actual NAV for all 60 installments.
You invested
₹1,20,000
60 installments
Value today
₹1,89,395
25 Sept 2026
Absolute gain
+₹69,395
+57.8%
XIRR (annualised)
18.43%
money-weighted
The journey, month by month
Worst fall on the way
-14.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,40,961
Modelled at historical FD rates. The fund beat FD by ₹48,434.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (26 Sept 2022) | ₹24,000 | ₹23,077 | -3.8% |
| Year 2 (25 Sept 2023) | ₹48,000 | ₹55,265 | +15.1% |
| Year 3 (25 Sept 2024) | ₹72,000 | ₹1,17,272 | +62.9% |
| Year 4 (25 Sept 2025) | ₹96,000 | ₹1,40,591 | +46.4% |
| Year 5 (25 Sept 2026) | ₹1,20,000 | ₹1,89,395 | +57.8% |
Best year of the journey: Year 3 (+47.9% market move) · Toughest year: Year 1 (-3.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Nifty Healthcare ETF's published NAV (source: AMFI) between 21 Oct 2021 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.