₹1,000 Monthly SIP in Franklin India Opportunities Fund for 10 Years
If you had started a ₹1,000/month SIP on 19 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Opportunities Fund's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹3,39,722
18 Sept 2026
Absolute gain
+₹2,18,722
+180.8%
XIRR (annualised)
19.55%
money-weighted
The journey, month by month
Worst fall on the way
-35%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,362
Modelled at historical FD rates. The fund beat FD by ₹1,71,360.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹13,000 | ₹14,820 | +14% |
| Year 2 (18 Sept 2018) | ₹25,000 | ₹27,179 | +8.7% |
| Year 3 (18 Sept 2019) | ₹37,000 | ₹36,463 | -1.5% |
| Year 4 (18 Sept 2020) | ₹49,000 | ₹53,682 | +9.6% |
| Year 5 (20 Sept 2021) | ₹61,000 | ₹1,02,067 | +67.3% |
| Year 6 (19 Sept 2022) | ₹73,000 | ₹1,17,213 | +60.6% |
| Year 7 (18 Sept 2023) | ₹85,000 | ₹1,66,269 | +95.6% |
| Year 8 (18 Sept 2024) | ₹97,000 | ₹2,95,715 | +204.9% |
| Year 9 (18 Sept 2025) | ₹1,09,000 | ₹3,16,560 | +190.4% |
| Year 10 (18 Sept 2026) | ₹1,21,000 | ₹3,39,722 | +180.8% |
Best year of the journey: Year 8 (+65.9% market move) · Toughest year: Year 3 (-6.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Opportunities Fund's published NAV (source: AMFI) between 19 Sept 2016 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.