₹10,000 Monthly SIP in Franklin India Opportunities Fund for 10 Years
If you had started a ₹10,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Franklin India Opportunities Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹32,45,866
1 Oct 2026
Absolute gain
+₹20,35,866
+168.3%
XIRR (annualised)
18.86%
money-weighted
The journey, month by month
Worst fall on the way
-34.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,77,659
Modelled at historical FD rates. The fund beat FD by ₹15,68,207.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,30,000 | ₹1,41,855 | +9.1% |
| Year 2 (1 Oct 2018) | ₹2,50,000 | ₹2,56,116 | +2.4% |
| Year 3 (1 Oct 2019) | ₹3,70,000 | ₹3,78,017 | +2.2% |
| Year 4 (1 Oct 2020) | ₹4,90,000 | ₹5,27,904 | +7.7% |
| Year 5 (1 Oct 2021) | ₹6,10,000 | ₹10,22,982 | +67.7% |
| Year 6 (3 Oct 2022) | ₹7,30,000 | ₹11,12,815 | +52.4% |
| Year 7 (3 Oct 2023) | ₹8,50,000 | ₹16,68,068 | +96.2% |
| Year 8 (1 Oct 2024) | ₹9,70,000 | ₹29,29,799 | +202% |
| Year 9 (1 Oct 2025) | ₹10,90,000 | ₹30,56,836 | +180.4% |
| Year 10 (1 Oct 2026) | ₹12,10,000 | ₹32,45,866 | +168.3% |
Best year of the journey: Year 8 (+63.9% market move) · Toughest year: Year 6 (-2.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Franklin India Opportunities Fund's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.