₹2,000 Monthly SIP in HDFC ARBITRAGE FUND - Retail Quarterly for 10 Years
If you had started a ₹2,000/month SIP on 27 Apr 2016 and never stopped — through every crash and rally — here is exactly what happened, using HDFC ARBITRAGE FUND - Retail Quarterly's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹3,24,177
27 Apr 2026
Absolute gain
+₹82,177
+34%
XIRR (annualised)
5.67%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,38,168
Modelled at historical FD rates. The fund trailed FD by ₹13,991.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2017) | ₹26,000 | ₹26,853 | +3.3% |
| Year 2 (27 Apr 2018) | ₹50,000 | ₹52,950 | +5.9% |
| Year 3 (30 Apr 2019) | ₹74,000 | ₹80,780 | +9.2% |
| Year 4 (27 Apr 2020) | ₹98,000 | ₹1,09,681 | +11.9% |
| Year 5 (27 Apr 2021) | ₹1,22,000 | ₹1,37,696 | +12.9% |
| Year 6 (27 Apr 2022) | ₹1,46,000 | ₹1,66,870 | +14.3% |
| Year 7 (27 Apr 2023) | ₹1,70,000 | ₹2,00,316 | +17.8% |
| Year 8 (29 Apr 2024) | ₹1,94,000 | ₹2,40,365 | +23.9% |
| Year 9 (28 Apr 2025) | ₹2,18,000 | ₹2,82,585 | +29.6% |
| Year 10 (27 Apr 2026) | ₹2,42,000 | ₹3,24,177 | +34% |
Best year of the journey: Year 8 (+7.2% market move) · Toughest year: Year 5 (3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC ARBITRAGE FUND - Retail Quarterly's published NAV (source: AMFI) between 27 Apr 2016 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.