₹2,000 Monthly SIP in HDFC ARBITRAGE FUND - Retail Quarterly for 15 Years
If you had started a ₹2,000/month SIP on 27 Apr 2011 and never stopped — through every crash and rally — here is exactly what happened, using HDFC ARBITRAGE FUND - Retail Quarterly's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹5,62,948
27 Apr 2026
Absolute gain
+₹2,00,948
+55.5%
XIRR (annualised)
5.61%
money-weighted
The journey, month by month
Worst fall on the way
-6.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,79,923
Modelled at historical FD rates. The fund trailed FD by ₹1,16,975.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2012) | ₹26,000 | ₹26,062 | +0.2% |
| Year 2 (29 Apr 2013) | ₹50,000 | ₹49,328 | -1.3% |
| Year 3 (28 Apr 2014) | ₹74,000 | ₹78,434 | +6% |
| Year 4 (27 Apr 2015) | ₹98,000 | ₹1,09,507 | +11.7% |
| Year 5 (27 Apr 2016) | ₹1,22,000 | ₹1,41,556 | +16% |
| Year 6 (27 Apr 2017) | ₹1,46,000 | ₹1,75,024 | +19.9% |
| Year 7 (27 Apr 2018) | ₹1,70,000 | ₹2,09,058 | +23% |
| Year 8 (30 Apr 2019) | ₹1,94,000 | ₹2,45,954 | +26.8% |
| Year 9 (27 Apr 2020) | ₹2,18,000 | ₹2,83,632 | +30.1% |
| Year 10 (27 Apr 2021) | ₹2,42,000 | ₹3,17,304 | +31.1% |
| Year 11 (27 Apr 2022) | ₹2,66,000 | ₹3,52,684 | +32.6% |
| Year 12 (27 Apr 2023) | ₹2,90,000 | ₹3,95,798 | +36.5% |
| Year 13 (29 Apr 2024) | ₹3,14,000 | ₹4,50,571 | +43.5% |
| Year 14 (28 Apr 2025) | ₹3,38,000 | ₹5,07,933 | +50.3% |
| Year 15 (27 Apr 2026) | ₹3,62,000 | ₹5,62,948 | +55.5% |
Best year of the journey: Year 13 (+7.3% market move) · Toughest year: Year 2 (-1.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC ARBITRAGE FUND - Retail Quarterly's published NAV (source: AMFI) between 27 Apr 2011 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.