₹2,000 Monthly SIP in HDFC ARBITRAGE FUND - Retail Quarterly for 3 Years
If you had started a ₹2,000/month SIP on 27 Apr 2023 and never stopped — through every crash and rally — here is exactly what happened, using HDFC ARBITRAGE FUND - Retail Quarterly's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹81,945
27 Apr 2026
Absolute gain
+₹7,945
+10.7%
XIRR (annualised)
6.62%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,531
Modelled at historical FD rates. The fund trailed FD by ₹586.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Apr 2024) | ₹26,000 | ₹27,113 | +4.3% |
| Year 2 (28 Apr 2025) | ₹50,000 | ₹53,969 | +7.9% |
| Year 3 (27 Apr 2026) | ₹74,000 | ₹81,945 | +10.7% |
Best year of the journey: Year 2 (+5.6% market move) · Toughest year: Year 1 (4.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Arbitrage funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using HDFC ARBITRAGE FUND - Retail Quarterly's published NAV (source: AMFI) between 27 Apr 2023 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.