₹1,000 Monthly SIP in ICICI Prudential Nifty 50 ETF for 10 Years
If you had started a ₹1,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty 50 ETF's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,05,843
30 Sept 2026
Absolute gain
+₹84,843
+70.1%
XIRR (annualised)
10.17%
money-weighted
The journey, month by month
Worst fall on the way
-36.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,705
Modelled at historical FD rates. The fund beat FD by ₹37,138.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹14,000 | ₹15,301 | +9.3% |
| Year 2 (1 Oct 2018) | ₹26,000 | ₹29,725 | +14.3% |
| Year 3 (30 Sept 2019) | ₹37,000 | ₹42,764 | +15.6% |
| Year 4 (30 Sept 2020) | ₹49,000 | ₹54,848 | +11.9% |
| Year 5 (30 Sept 2021) | ₹61,000 | ₹1,01,837 | +66.9% |
| Year 6 (30 Sept 2022) | ₹73,000 | ₹1,12,189 | +53.7% |
| Year 7 (3 Oct 2023) | ₹86,000 | ₹1,43,383 | +66.7% |
| Year 8 (30 Sept 2024) | ₹97,000 | ₹2,04,400 | +110.7% |
| Year 9 (30 Sept 2025) | ₹1,09,000 | ₹2,09,627 | +92.3% |
| Year 10 (30 Sept 2026) | ₹1,21,000 | ₹2,05,843 | +70.1% |
Best year of the journey: Year 5 (+52.3% market move) · Toughest year: Year 10 (-7.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty 50 ETF's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
