₹2,000 Monthly SIP in ICICI Prudential Nifty 50 ETF for 10 Years
If you had started a ₹2,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty 50 ETF's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,13,440
29 Sept 2026
Absolute gain
+₹1,71,440
+70.8%
XIRR (annualised)
10.26%
money-weighted
The journey, month by month
Worst fall on the way
-36.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,37,353
Modelled at historical FD rates. The fund beat FD by ₹76,087.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹26,000 | ₹28,402 | +9.2% |
| Year 2 (1 Oct 2018) | ₹52,000 | ₹59,456 | +14.3% |
| Year 3 (30 Sept 2019) | ₹74,000 | ₹85,534 | +15.6% |
| Year 4 (29 Sept 2020) | ₹98,000 | ₹1,09,454 | +11.7% |
| Year 5 (29 Sept 2021) | ₹1,22,000 | ₹2,04,762 | +67.8% |
| Year 6 (29 Sept 2022) | ₹1,46,000 | ₹2,20,761 | +51.2% |
| Year 7 (29 Sept 2023) | ₹1,70,000 | ₹2,86,373 | +68.5% |
| Year 8 (30 Sept 2024) | ₹1,94,000 | ₹4,08,815 | +110.7% |
| Year 9 (29 Sept 2025) | ₹2,18,000 | ₹4,19,678 | +92.5% |
| Year 10 (29 Sept 2026) | ₹2,42,000 | ₹4,13,440 | +70.8% |
Best year of the journey: Year 5 (+53.4% market move) · Toughest year: Year 10 (-6.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty 50 ETF's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
