₹5,000 Monthly SIP in ICICI Prudential Nifty 50 ETF for 10 Years
If you had started a ₹5,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using ICICI Prudential Nifty 50 ETF's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹10,29,216
30 Sept 2026
Absolute gain
+₹4,24,216
+70.1%
XIRR (annualised)
10.17%
money-weighted
The journey, month by month
Worst fall on the way
-36.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,43,525
Modelled at historical FD rates. The fund beat FD by ₹1,85,691.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹70,000 | ₹76,507 | +9.3% |
| Year 2 (1 Oct 2018) | ₹1,30,000 | ₹1,48,624 | +14.3% |
| Year 3 (30 Sept 2019) | ₹1,85,000 | ₹2,13,818 | +15.6% |
| Year 4 (30 Sept 2020) | ₹2,45,000 | ₹2,74,241 | +11.9% |
| Year 5 (30 Sept 2021) | ₹3,05,000 | ₹5,09,183 | +66.9% |
| Year 6 (30 Sept 2022) | ₹3,65,000 | ₹5,60,946 | +53.7% |
| Year 7 (3 Oct 2023) | ₹4,30,000 | ₹7,16,915 | +66.7% |
| Year 8 (30 Sept 2024) | ₹4,85,000 | ₹10,22,001 | +110.7% |
| Year 9 (30 Sept 2025) | ₹5,45,000 | ₹10,48,135 | +92.3% |
| Year 10 (30 Sept 2026) | ₹6,05,000 | ₹10,29,216 | +70.1% |
Best year of the journey: Year 5 (+52.3% market move) · Toughest year: Year 10 (-7.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using ICICI Prudential Nifty 50 ETF's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.