₹5,000 Monthly SIP in Invesco India Financial Services Fund for 10 Years
If you had started a ₹5,000/month SIP on 10 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Financial Services Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹13,07,305
8 Oct 2026
Absolute gain
+₹7,02,305
+116.1%
XIRR (annualised)
14.77%
money-weighted
The journey, month by month
Worst fall on the way
-41.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,823
Modelled at historical FD rates. The fund beat FD by ₹4,67,482.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹65,000 | ₹77,454 | +19.2% |
| Year 2 (8 Oct 2018) | ₹1,25,000 | ₹1,26,642 | +1.3% |
| Year 3 (9 Oct 2019) | ₹1,85,000 | ₹2,20,697 | +19.3% |
| Year 4 (8 Oct 2020) | ₹2,45,000 | ₹2,62,285 | +7.1% |
| Year 5 (8 Oct 2021) | ₹3,05,000 | ₹4,81,866 | +58% |
| Year 6 (10 Oct 2022) | ₹3,65,000 | ₹5,33,419 | +46.1% |
| Year 7 (9 Oct 2023) | ₹4,25,000 | ₹7,10,270 | +67.1% |
| Year 8 (8 Oct 2024) | ₹4,85,000 | ₹10,49,155 | +116.3% |
| Year 9 (8 Oct 2025) | ₹5,45,000 | ₹12,23,750 | +124.5% |
| Year 10 (8 Oct 2026) | ₹6,05,000 | ₹13,07,305 | +116.1% |
Best year of the journey: Year 5 (+49.5% market move) · Toughest year: Year 2 (-7.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Financial Services Fund's published NAV (source: AMFI) between 10 Oct 2016 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.