₹1,000 Monthly SIP in Invesco India Financial Services Fund for 10 Years
If you had started a ₹1,000/month SIP on 7 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Financial Services Fund's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,65,361
7 Oct 2026
Absolute gain
+₹1,44,361
+119.3%
XIRR (annualised)
15.06%
money-weighted
The journey, month by month
Worst fall on the way
-41.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,67,937
Modelled at historical FD rates. The fund beat FD by ₹97,424.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹13,000 | ₹15,488 | +19.1% |
| Year 2 (8 Oct 2018) | ₹25,000 | ₹25,326 | +1.3% |
| Year 3 (7 Oct 2019) | ₹37,000 | ₹42,978 | +16.2% |
| Year 4 (7 Oct 2020) | ₹49,000 | ₹52,084 | +6.3% |
| Year 5 (7 Oct 2021) | ₹61,000 | ₹96,590 | +58.3% |
| Year 6 (7 Oct 2022) | ₹73,000 | ₹1,06,871 | +46.4% |
| Year 7 (9 Oct 2023) | ₹85,000 | ₹1,42,048 | +67.1% |
| Year 8 (7 Oct 2024) | ₹97,000 | ₹2,06,977 | +113.4% |
| Year 9 (7 Oct 2025) | ₹1,09,000 | ₹2,45,396 | +125.1% |
| Year 10 (7 Oct 2026) | ₹1,21,000 | ₹2,65,361 | +119.3% |
Best year of the journey: Year 5 (+50.7% market move) · Toughest year: Year 2 (-7.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Financial Services Fund's published NAV (source: AMFI) between 7 Oct 2016 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.