₹25,000 Monthly SIP in Invesco India Financial Services Fund for 10 Years
If you had started a ₹25,000/month SIP on 10 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Financial Services Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹65,36,523
8 Oct 2026
Absolute gain
+₹35,11,523
+116.1%
XIRR (annualised)
14.77%
money-weighted
The journey, month by month
Worst fall on the way
-41.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,99,113
Modelled at historical FD rates. The fund beat FD by ₹23,37,410.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹3,25,000 | ₹3,87,272 | +19.2% |
| Year 2 (8 Oct 2018) | ₹6,25,000 | ₹6,33,211 | +1.3% |
| Year 3 (9 Oct 2019) | ₹9,25,000 | ₹11,03,483 | +19.3% |
| Year 4 (8 Oct 2020) | ₹12,25,000 | ₹13,11,425 | +7.1% |
| Year 5 (8 Oct 2021) | ₹15,25,000 | ₹24,09,331 | +58% |
| Year 6 (10 Oct 2022) | ₹18,25,000 | ₹26,67,096 | +46.1% |
| Year 7 (9 Oct 2023) | ₹21,25,000 | ₹35,51,352 | +67.1% |
| Year 8 (8 Oct 2024) | ₹24,25,000 | ₹52,45,774 | +116.3% |
| Year 9 (8 Oct 2025) | ₹27,25,000 | ₹61,18,752 | +124.5% |
| Year 10 (8 Oct 2026) | ₹30,25,000 | ₹65,36,523 | +116.1% |
Best year of the journey: Year 5 (+49.5% market move) · Toughest year: Year 2 (-7.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Financial Services Fund's published NAV (source: AMFI) between 10 Oct 2016 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.