₹1,000 Monthly SIP in Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment) for 20 Years
If you had started a ₹1,000/month SIP on 1 Jun 2007 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment)'s actual NAV for all 232 installments.
You invested
₹2,32,000
232 installments
Value today
₹1,71,05,810
1 Sept 2026
Absolute gain
+₹1,68,73,810
+7273.2%
XIRR (annualised)
37.31%
money-weighted
The journey, month by month
Worst fall on the way
-2.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,30,620
Modelled at historical FD rates. The fund beat FD by ₹1,65,75,190.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹4,000 | ₹4,012 | +0.3% |
| Year 2 (1 Sept 2008) | ₹16,000 | ₹16,096 | +0.6% |
| Year 3 (1 Sept 2009) | ₹28,000 | ₹28,087 | +0.3% |
| Year 4 (1 Sept 2010) | ₹40,000 | ₹40,162 | +0.4% |
| Year 5 (2 Sept 2011) | ₹52,000 | ₹54,608 | +5% |
| Year 6 (3 Sept 2012) | ₹64,000 | ₹66,629 | +4.1% |
| Year 7 (2 Sept 2013) | ₹76,000 | ₹73,26,800 | +9540.5% |
| Year 8 (1 Sept 2014) | ₹88,000 | ₹80,00,680 | +8991.7% |
| Year 9 (1 Sept 2015) | ₹1,00,000 | ₹87,50,527 | +8650.5% |
| Year 10 (1 Sept 2016) | ₹1,12,000 | ₹95,09,790 | +8390.9% |
| Year 11 (1 Sept 2017) | ₹1,24,000 | ₹1,02,22,980 | +8144.3% |
| Year 12 (3 Sept 2018) | ₹1,36,000 | ₹1,06,11,233 | +7702.4% |
| Year 13 (3 Sept 2019) | ₹1,48,000 | ₹1,16,32,154 | +7759.6% |
| Year 14 (1 Sept 2020) | ₹1,60,000 | ₹1,27,04,644 | +7840.4% |
| Year 15 (1 Sept 2021) | ₹1,72,000 | ₹1,31,85,482 | +7566% |
| Year 16 (1 Sept 2022) | ₹1,84,000 | ₹1,33,37,430 | +7148.6% |
| Year 17 (1 Sept 2023) | ₹1,96,000 | ₹1,40,97,738 | +7092.7% |
| Year 18 (2 Sept 2024) | ₹2,08,000 | ₹1,51,41,027 | +7179.3% |
| Year 19 (1 Sept 2025) | ₹2,20,000 | ₹1,63,32,224 | +7323.7% |
| Year 20 (1 Sept 2026) | ₹2,30,000 | ₹1,71,03,808 | +7336.4% |
Best year of the journey: Year 7 (+9218.2% market move) · Toughest year: Year 3 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Short Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment)'s published NAV (source: AMFI) between 1 Jun 2007 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.