₹10,000 Monthly SIP in Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment) for 20 Years
If you had started a ₹10,000/month SIP on 1 Jun 2007 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment)'s actual NAV for all 232 installments.
You invested
₹23,20,000
232 installments
Value today
₹17,12,02,697
29 Sept 2026
Absolute gain
+₹16,88,82,697
+7279.4%
XIRR (annualised)
37.11%
money-weighted
The journey, month by month
Worst fall on the way
-2.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹53,36,442
Modelled at historical FD rates. The fund beat FD by ₹16,58,66,255.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2007) | ₹50,000 | ₹50,141 | +0.3% |
| Year 2 (29 Sept 2008) | ₹1,60,000 | ₹1,60,830 | +0.5% |
| Year 3 (29 Sept 2009) | ₹2,80,000 | ₹2,80,813 | +0.3% |
| Year 4 (29 Sept 2010) | ₹4,00,000 | ₹4,01,636 | +0.4% |
| Year 5 (29 Sept 2011) | ₹5,20,000 | ₹5,45,772 | +5% |
| Year 6 (1 Oct 2012) | ₹6,50,000 | ₹6,76,679 | +4.1% |
| Year 7 (30 Sept 2013) | ₹7,60,000 | ₹7,43,96,509 | +9689% |
| Year 8 (29 Sept 2014) | ₹8,80,000 | ₹8,05,82,793 | +9057.1% |
| Year 9 (29 Sept 2015) | ₹10,00,000 | ₹8,81,80,501 | +8718.1% |
| Year 10 (29 Sept 2016) | ₹11,20,000 | ₹9,57,77,461 | +8451.6% |
| Year 11 (29 Sept 2017) | ₹12,40,000 | ₹10,23,07,528 | +8150.6% |
| Year 12 (1 Oct 2018) | ₹13,70,000 | ₹10,60,42,388 | +7640.3% |
| Year 13 (30 Sept 2019) | ₹14,80,000 | ₹11,65,40,909 | +7774.4% |
| Year 14 (29 Sept 2020) | ₹16,00,000 | ₹12,66,67,158 | +7816.7% |
| Year 15 (29 Sept 2021) | ₹17,20,000 | ₹13,17,29,937 | +7558.7% |
| Year 16 (29 Sept 2022) | ₹18,40,000 | ₹13,32,19,312 | +7140.2% |
| Year 17 (29 Sept 2023) | ₹19,60,000 | ₹14,13,92,725 | +7113.9% |
| Year 18 (30 Sept 2024) | ₹20,80,000 | ₹15,26,37,297 | +7238.3% |
| Year 19 (30 Sept 2025) | ₹22,00,000 | ₹16,43,28,555 | +7369.5% |
| Year 20 (29 Sept 2026) | ₹23,00,000 | ₹17,11,82,666 | +7342.7% |
Best year of the journey: Year 7 (+9357% market move) · Toughest year: Year 3 (0%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Same SIP in other Short Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment)'s published NAV (source: AMFI) between 1 Jun 2007 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.