₹5,000 Monthly SIP in Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment) for 20 Years
If you had started a ₹5,000/month SIP on 1 Jun 2007 and never stopped — through every crash and rally — here is exactly what happened, using Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment)'s actual NAV for all 232 installments.
You invested
₹11,60,000
232 installments
Value today
₹8,56,52,992
30 Sept 2026
Absolute gain
+₹8,44,92,992
+7283.9%
XIRR (annualised)
37.11%
money-weighted
The journey, month by month
Worst fall on the way
-2.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹26,68,763
Modelled at historical FD rates. The fund beat FD by ₹8,29,84,229.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2007) | ₹25,000 | ₹25,071 | +0.3% |
| Year 2 (1 Oct 2008) | ₹85,000 | ₹85,462 | +0.5% |
| Year 3 (1 Oct 2009) | ₹1,45,000 | ₹1,45,452 | +0.3% |
| Year 4 (1 Oct 2010) | ₹2,05,000 | ₹2,05,883 | +0.4% |
| Year 5 (3 Oct 2011) | ₹2,65,000 | ₹2,78,065 | +4.9% |
| Year 6 (1 Oct 2012) | ₹3,25,000 | ₹3,38,340 | +4.1% |
| Year 7 (30 Sept 2013) | ₹3,80,000 | ₹3,71,98,255 | +9689% |
| Year 8 (30 Sept 2014) | ₹4,40,000 | ₹4,02,97,761 | +9058.6% |
| Year 9 (30 Sept 2015) | ₹5,00,000 | ₹4,41,54,915 | +8731% |
| Year 10 (30 Sept 2016) | ₹5,60,000 | ₹4,79,44,198 | +8461.5% |
| Year 11 (3 Oct 2017) | ₹6,25,000 | ₹5,12,29,701 | +8096.8% |
| Year 12 (1 Oct 2018) | ₹6,85,000 | ₹5,30,21,194 | +7640.3% |
| Year 13 (30 Sept 2019) | ₹7,40,000 | ₹5,82,70,454 | +7774.4% |
| Year 14 (30 Sept 2020) | ₹8,00,000 | ₹6,33,66,020 | +7820.8% |
| Year 15 (30 Sept 2021) | ₹8,60,000 | ₹6,58,59,976 | +7558.1% |
| Year 16 (30 Sept 2022) | ₹9,20,000 | ₹6,66,37,152 | +7143.2% |
| Year 17 (3 Oct 2023) | ₹9,85,000 | ₹7,07,18,877 | +7079.6% |
| Year 18 (30 Sept 2024) | ₹10,40,000 | ₹7,63,18,648 | +7238.3% |
| Year 19 (30 Sept 2025) | ₹11,00,000 | ₹8,21,64,277 | +7369.5% |
| Year 20 (30 Sept 2026) | ₹11,50,000 | ₹8,56,42,970 | +7347.2% |
Best year of the journey: Year 7 (+9357% market move) · Toughest year: Year 3 (0%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Same SIP in other Short Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Invesco India Short Duration Fund - Plan B - Monthly IDCW (Payout / Reinvestment)'s published NAV (source: AMFI) between 1 Jun 2007 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.