₹10,000 Monthly SIP in LIC MF Infrastructure Fund for 10 Years
If you had started a ₹10,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using LIC MF Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹36,66,047
1 Sept 2026
Absolute gain
+₹24,56,047
+203%
XIRR (annualised)
21.11%
money-weighted
The journey, month by month
Worst fall on the way
-37.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,78,786
Modelled at historical FD rates. The fund beat FD by ₹19,87,261.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹1,30,000 | ₹1,46,341 | +12.6% |
| Year 2 (3 Sept 2018) | ₹2,50,000 | ₹2,66,952 | +6.8% |
| Year 3 (3 Sept 2019) | ₹3,70,000 | ₹3,69,612 | -0.1% |
| Year 4 (1 Sept 2020) | ₹4,90,000 | ₹4,83,097 | -1.4% |
| Year 5 (1 Sept 2021) | ₹6,10,000 | ₹9,53,841 | +56.4% |
| Year 6 (1 Sept 2022) | ₹7,30,000 | ₹12,33,248 | +68.9% |
| Year 7 (1 Sept 2023) | ₹8,50,000 | ₹16,80,261 | +97.7% |
| Year 8 (2 Sept 2024) | ₹9,70,000 | ₹31,47,275 | +224.5% |
| Year 9 (1 Sept 2025) | ₹10,90,000 | ₹30,66,833 | +181.4% |
| Year 10 (1 Sept 2026) | ₹12,10,000 | ₹36,66,047 | +203% |
Best year of the journey: Year 8 (+74.8% market move) · Toughest year: Year 9 (-6.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using LIC MF Infrastructure Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.