₹25,000 Monthly SIP in LIC MF Infrastructure Fund for 10 Years
If you had started a ₹25,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using LIC MF Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹91,99,194
3 Sept 2026
Absolute gain
+₹61,74,194
+204.1%
XIRR (annualised)
21.16%
money-weighted
The journey, month by month
Worst fall on the way
-37.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,98,359
Modelled at historical FD rates. The fund beat FD by ₹50,00,835.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹3,25,000 | ₹3,62,620 | +11.6% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹6,66,940 | +6.7% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹9,23,614 | -0.1% |
| Year 4 (3 Sept 2020) | ₹12,25,000 | ₹12,08,310 | -1.4% |
| Year 5 (3 Sept 2021) | ₹15,25,000 | ₹24,25,118 | +59% |
| Year 6 (5 Sept 2022) | ₹18,25,000 | ₹30,99,472 | +69.8% |
| Year 7 (4 Sept 2023) | ₹21,25,000 | ₹42,31,711 | +99.1% |
| Year 8 (3 Sept 2024) | ₹24,25,000 | ₹79,01,177 | +225.8% |
| Year 9 (3 Sept 2025) | ₹27,25,000 | ₹77,88,420 | +185.8% |
| Year 10 (3 Sept 2026) | ₹30,25,000 | ₹91,99,194 | +204.1% |
Best year of the journey: Year 8 (+74.4% market move) · Toughest year: Year 9 (-5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using LIC MF Infrastructure Fund's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.