₹2,000 Monthly SIP in Nippon India Focused Fund -Growth Plan for 15 Years
If you had started a ₹2,000/month SIP on 8 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Focused Fund -Growth Plan's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹12,11,287
8 Sept 2026
Absolute gain
+₹8,49,287
+234.6%
XIRR (annualised)
14.75%
money-weighted
The journey, month by month
Worst fall on the way
-39.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,71,123
Modelled at historical FD rates. The fund beat FD by ₹5,40,164.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (10 Sept 2012) | ₹26,000 | ₹28,486 | +9.6% |
| Year 2 (10 Sept 2013) | ₹50,000 | ₹49,217 | -1.6% |
| Year 3 (8 Sept 2014) | ₹74,000 | ₹1,33,556 | +80.5% |
| Year 4 (8 Sept 2015) | ₹98,000 | ₹1,68,943 | +72.4% |
| Year 5 (8 Sept 2016) | ₹1,22,000 | ₹2,36,947 | +94.2% |
| Year 6 (8 Sept 2017) | ₹1,46,000 | ₹2,99,150 | +104.9% |
| Year 7 (10 Sept 2018) | ₹1,70,000 | ₹3,40,940 | +100.6% |
| Year 8 (9 Sept 2019) | ₹1,94,000 | ₹3,28,847 | +69.5% |
| Year 9 (8 Sept 2020) | ₹2,18,000 | ₹3,73,110 | +71.2% |
| Year 10 (8 Sept 2021) | ₹2,42,000 | ₹6,53,854 | +170.2% |
| Year 11 (8 Sept 2022) | ₹2,66,000 | ₹7,48,046 | +181.2% |
| Year 12 (8 Sept 2023) | ₹2,90,000 | ₹8,87,059 | +205.9% |
| Year 13 (9 Sept 2024) | ₹3,14,000 | ₹11,71,499 | +273.1% |
| Year 14 (8 Sept 2025) | ₹3,38,000 | ₹11,70,350 | +246.3% |
| Year 15 (8 Sept 2026) | ₹3,62,000 | ₹12,11,287 | +234.6% |
Best year of the journey: Year 3 (+82.4% market move) · Toughest year: Year 8 (-9.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Focused Fund -Growth Plan's published NAV (source: AMFI) between 8 Sept 2011 and 8 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.