₹2,000 Monthly SIP in Nippon India Focused Fund -Growth Plan for 10 Years
If you had started a ₹2,000/month SIP on 19 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Focused Fund -Growth Plan's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,71,275
18 Sept 2026
Absolute gain
+₹2,29,275
+94.7%
XIRR (annualised)
12.77%
money-weighted
The journey, month by month
Worst fall on the way
-38.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,724
Modelled at historical FD rates. The fund beat FD by ₹1,34,551.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹26,000 | ₹29,231 | +12.4% |
| Year 2 (18 Sept 2018) | ₹50,000 | ₹52,986 | +6% |
| Year 3 (18 Sept 2019) | ₹74,000 | ₹71,124 | -3.9% |
| Year 4 (18 Sept 2020) | ₹98,000 | ₹1,02,475 | +4.6% |
| Year 5 (20 Sept 2021) | ₹1,22,000 | ₹2,00,793 | +64.6% |
| Year 6 (19 Sept 2022) | ₹1,46,000 | ₹2,43,382 | +66.7% |
| Year 7 (18 Sept 2023) | ₹1,70,000 | ₹3,11,027 | +83% |
| Year 8 (18 Sept 2024) | ₹1,94,000 | ₹4,32,176 | +122.8% |
| Year 9 (18 Sept 2025) | ₹2,18,000 | ₹4,57,131 | +109.7% |
| Year 10 (18 Sept 2026) | ₹2,42,000 | ₹4,71,275 | +94.7% |
Best year of the journey: Year 5 (+58.8% market move) · Toughest year: Year 3 (-7.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Focused Fund -Growth Plan's published NAV (source: AMFI) between 19 Sept 2016 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.