₹10,000 Monthly SIP in Nippon India Focused Fund -Growth Plan for 10 Years
If you had started a ₹10,000/month SIP on 19 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Focused Fund -Growth Plan's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹23,56,377
18 Sept 2026
Absolute gain
+₹11,46,377
+94.7%
XIRR (annualised)
12.77%
money-weighted
The journey, month by month
Worst fall on the way
-38.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,83,618
Modelled at historical FD rates. The fund beat FD by ₹6,72,759.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹1,30,000 | ₹1,46,153 | +12.4% |
| Year 2 (18 Sept 2018) | ₹2,50,000 | ₹2,64,931 | +6% |
| Year 3 (18 Sept 2019) | ₹3,70,000 | ₹3,55,619 | -3.9% |
| Year 4 (18 Sept 2020) | ₹4,90,000 | ₹5,12,374 | +4.6% |
| Year 5 (20 Sept 2021) | ₹6,10,000 | ₹10,03,963 | +64.6% |
| Year 6 (19 Sept 2022) | ₹7,30,000 | ₹12,16,912 | +66.7% |
| Year 7 (18 Sept 2023) | ₹8,50,000 | ₹15,55,134 | +83% |
| Year 8 (18 Sept 2024) | ₹9,70,000 | ₹21,60,882 | +122.8% |
| Year 9 (18 Sept 2025) | ₹10,90,000 | ₹22,85,654 | +109.7% |
| Year 10 (18 Sept 2026) | ₹12,10,000 | ₹23,56,377 | +94.7% |
Best year of the journey: Year 5 (+58.8% market move) · Toughest year: Year 3 (-7.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Focused Fund -Growth Plan's published NAV (source: AMFI) between 19 Sept 2016 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.