₹5,000 Monthly SIP in Nippon India Focused Fund -Growth Plan for 10 Years
If you had started a ₹5,000/month SIP on 19 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Focused Fund -Growth Plan's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹11,78,188
18 Sept 2026
Absolute gain
+₹5,73,188
+94.7%
XIRR (annualised)
12.77%
money-weighted
The journey, month by month
Worst fall on the way
-38.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,41,809
Modelled at historical FD rates. The fund beat FD by ₹3,36,379.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹65,000 | ₹73,077 | +12.4% |
| Year 2 (18 Sept 2018) | ₹1,25,000 | ₹1,32,465 | +6% |
| Year 3 (18 Sept 2019) | ₹1,85,000 | ₹1,77,810 | -3.9% |
| Year 4 (18 Sept 2020) | ₹2,45,000 | ₹2,56,187 | +4.6% |
| Year 5 (20 Sept 2021) | ₹3,05,000 | ₹5,01,982 | +64.6% |
| Year 6 (19 Sept 2022) | ₹3,65,000 | ₹6,08,456 | +66.7% |
| Year 7 (18 Sept 2023) | ₹4,25,000 | ₹7,77,567 | +83% |
| Year 8 (18 Sept 2024) | ₹4,85,000 | ₹10,80,441 | +122.8% |
| Year 9 (18 Sept 2025) | ₹5,45,000 | ₹11,42,827 | +109.7% |
| Year 10 (18 Sept 2026) | ₹6,05,000 | ₹11,78,188 | +94.7% |
Best year of the journey: Year 5 (+58.8% market move) · Toughest year: Year 3 (-7.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Focused Fund -Growth Plan's published NAV (source: AMFI) between 19 Sept 2016 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.