₹2,000 Monthly SIP in Nippon India Focused Fund -Growth Plan for 20 Years
If you had started a ₹2,000/month SIP on 26 Dec 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Focused Fund -Growth Plan's actual NAV for all 238 installments.
You invested
₹4,76,000
238 installments
Value today
₹23,17,209
28 Sept 2026
Absolute gain
+₹18,41,209
+386.8%
XIRR (annualised)
14.1%
money-weighted
The journey, month by month
Worst fall on the way
-40.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
13
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹11,20,604
Modelled at historical FD rates. The fund beat FD by ₹11,96,605.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2007) | ₹20,000 | ₹24,849 | +24.2% |
| Year 2 (29 Sept 2008) | ₹44,000 | ₹36,338 | -17.4% |
| Year 3 (29 Sept 2009) | ₹68,000 | ₹83,043 | +22.1% |
| Year 4 (28 Sept 2010) | ₹92,000 | ₹1,46,822 | +59.6% |
| Year 5 (28 Sept 2011) | ₹1,16,000 | ₹1,40,898 | +21.5% |
| Year 6 (28 Sept 2012) | ₹1,40,000 | ₹1,89,160 | +35.1% |
| Year 7 (30 Sept 2013) | ₹1,64,000 | ₹1,89,777 | +15.7% |
| Year 8 (29 Sept 2014) | ₹1,88,000 | ₹4,14,342 | +120.4% |
| Year 9 (28 Sept 2015) | ₹2,12,000 | ₹4,93,732 | +132.9% |
| Year 10 (28 Sept 2016) | ₹2,36,000 | ₹6,21,757 | +163.5% |
| Year 11 (28 Sept 2017) | ₹2,60,000 | ₹7,16,182 | +175.5% |
| Year 12 (28 Sept 2018) | ₹2,84,000 | ₹7,38,272 | +160% |
| Year 13 (30 Sept 2019) | ₹3,08,000 | ₹7,83,893 | +154.5% |
| Year 14 (28 Sept 2020) | ₹3,32,000 | ₹8,08,080 | +143.4% |
| Year 15 (28 Sept 2021) | ₹3,56,000 | ₹14,27,890 | +301.1% |
| Year 16 (28 Sept 2022) | ₹3,80,000 | ₹14,64,374 | +285.4% |
| Year 17 (29 Sept 2023) | ₹4,04,000 | ₹18,00,268 | +345.6% |
| Year 18 (30 Sept 2024) | ₹4,28,000 | ₹24,04,232 | +461.7% |
| Year 19 (29 Sept 2025) | ₹4,52,000 | ₹23,30,645 | +415.6% |
| Year 20 (28 Sept 2026) | ₹4,76,000 | ₹23,17,209 | +386.8% |
Best year of the journey: Year 8 (+93.8% market move) · Toughest year: Year 2 (-25.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Focused Fund -Growth Plan's published NAV (source: AMFI) between 26 Dec 2006 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.