₹1,000 Monthly SIP in Nippon India Japan Equity Fund- Growth Plan for 10 Years
If you had started a ₹1,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Japan Equity Fund- Growth Plan's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,32,289
18 Aug 2026
Absolute gain
+₹1,11,289
+92%
XIRR (annualised)
12.5%
money-weighted
The journey, month by month
Worst fall on the way
-23.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,437
Modelled at historical FD rates. The fund beat FD by ₹63,852.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹13,000 | ₹13,226 | +1.7% |
| Year 2 (20 Aug 2018) | ₹25,000 | ₹27,786 | +11.1% |
| Year 3 (19 Aug 2019) | ₹37,000 | ₹39,792 | +7.5% |
| Year 4 (18 Aug 2020) | ₹49,000 | ₹58,363 | +19.1% |
| Year 5 (18 Aug 2021) | ₹61,000 | ₹82,150 | +34.7% |
| Year 6 (18 Aug 2022) | ₹73,000 | ₹81,918 | +12.2% |
| Year 7 (18 Aug 2023) | ₹85,000 | ₹99,384 | +16.9% |
| Year 8 (19 Aug 2024) | ₹97,000 | ₹1,33,327 | +37.5% |
| Year 9 (18 Aug 2025) | ₹1,09,000 | ₹1,68,083 | +54.2% |
| Year 10 (18 Aug 2026) | ₹1,21,000 | ₹2,32,289 | +92% |
Best year of the journey: Year 10 (+29% market move) · Toughest year: Year 6 (-13%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Japan Equity Fund- Growth Plan's published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.