₹25,000 Monthly SIP in Nippon India Japan Equity Fund- Growth Plan for 10 Years
If you had started a ₹25,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Japan Equity Fund- Growth Plan's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹58,07,229
18 Aug 2026
Absolute gain
+₹27,82,229
+92%
XIRR (annualised)
12.5%
money-weighted
The journey, month by month
Worst fall on the way
-23.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,10,917
Modelled at historical FD rates. The fund beat FD by ₹15,96,312.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹3,25,000 | ₹3,30,653 | +1.7% |
| Year 2 (20 Aug 2018) | ₹6,25,000 | ₹6,94,660 | +11.1% |
| Year 3 (19 Aug 2019) | ₹9,25,000 | ₹9,94,812 | +7.5% |
| Year 4 (18 Aug 2020) | ₹12,25,000 | ₹14,59,083 | +19.1% |
| Year 5 (18 Aug 2021) | ₹15,25,000 | ₹20,53,738 | +34.7% |
| Year 6 (18 Aug 2022) | ₹18,25,000 | ₹20,47,938 | +12.2% |
| Year 7 (18 Aug 2023) | ₹21,25,000 | ₹24,84,596 | +16.9% |
| Year 8 (19 Aug 2024) | ₹24,25,000 | ₹33,33,175 | +37.5% |
| Year 9 (18 Aug 2025) | ₹27,25,000 | ₹42,02,066 | +54.2% |
| Year 10 (18 Aug 2026) | ₹30,25,000 | ₹58,07,229 | +92% |
Best year of the journey: Year 10 (+29% market move) · Toughest year: Year 6 (-13%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Japan Equity Fund- Growth Plan's published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.