₹1,000 Monthly SIP in NIPPON INDIA LIQUID FUND - QUARTERLY for 10 Years
If you had started a ₹1,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - QUARTERLY's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,20,457
30 Sept 2026
Absolute gain
₹-543
-0.4%
XIRR (annualised)
-0.09%
money-weighted
The journey, month by month
Worst fall on the way
-1.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,716
Modelled at historical FD rates. The fund trailed FD by ₹48,259.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2017) | ₹13,000 | ₹12,930 | -0.5% |
| Year 2 (30 Sept 2018) | ₹25,000 | ₹24,871 | -0.5% |
| Year 3 (30 Sept 2019) | ₹37,000 | ₹36,765 | -0.6% |
| Year 4 (30 Sept 2020) | ₹49,000 | ₹48,612 | -0.8% |
| Year 5 (30 Sept 2021) | ₹61,000 | ₹60,557 | -0.7% |
| Year 6 (30 Sept 2022) | ₹73,000 | ₹72,586 | -0.6% |
| Year 7 (2 Oct 2023) | ₹86,000 | ₹85,579 | -0.5% |
| Year 8 (30 Sept 2024) | ₹97,000 | ₹96,526 | -0.5% |
| Year 9 (30 Sept 2025) | ₹1,09,000 | ₹1,08,529 | -0.4% |
| Year 10 (30 Sept 2026) | ₹1,21,000 | ₹1,20,457 | -0.4% |
Best year of the journey: Year 9 (+0% market move) · Toughest year: Year 1 (-0.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - QUARTERLY's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.