₹1,000 Monthly SIP in NIPPON INDIA LIQUID FUND - QUARTERLY for 15 Years
If you had started a ₹1,000/month SIP on 6 Aug 2012 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - QUARTERLY's actual NAV for all 171 installments.
You invested
₹1,71,000
171 installments
Value today
₹1,70,197
2 Oct 2026
Absolute gain
₹-803
-0.5%
XIRR (annualised)
-0.07%
money-weighted
The journey, month by month
Worst fall on the way
-2.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,99,220
Modelled at historical FD rates. The fund trailed FD by ₹1,29,023.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (2 Oct 2012) | ₹3,000 | ₹3,008 | +0.3% |
| Year 2 (2 Oct 2013) | ₹15,000 | ₹14,948 | -0.3% |
| Year 3 (6 Oct 2014) | ₹27,000 | ₹26,874 | -0.5% |
| Year 4 (4 Oct 2015) | ₹39,000 | ₹38,753 | -0.6% |
| Year 5 (2 Oct 2016) | ₹51,000 | ₹50,671 | -0.6% |
| Year 6 (2 Oct 2017) | ₹63,000 | ₹62,597 | -0.6% |
| Year 7 (2 Oct 2018) | ₹75,000 | ₹74,583 | -0.6% |
| Year 8 (2 Oct 2019) | ₹87,000 | ₹86,441 | -0.6% |
| Year 9 (2 Oct 2020) | ₹99,000 | ₹98,163 | -0.8% |
| Year 10 (3 Oct 2021) | ₹1,11,000 | ₹1,10,105 | -0.8% |
| Year 11 (2 Oct 2022) | ₹1,23,000 | ₹1,22,190 | -0.7% |
| Year 12 (2 Oct 2023) | ₹1,35,000 | ₹1,34,187 | -0.6% |
| Year 13 (2 Oct 2024) | ₹1,47,000 | ₹1,46,206 | -0.5% |
| Year 14 (2 Oct 2025) | ₹1,59,000 | ₹1,58,238 | -0.5% |
| Year 15 (2 Oct 2026) | ₹1,71,000 | ₹1,70,197 | -0.5% |
Best year of the journey: Year 1 (+0.3% market move) · Toughest year: Year 2 (-0.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - QUARTERLY's published NAV (source: AMFI) between 6 Aug 2012 and 2 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.