₹5,000 Monthly SIP in NIPPON INDIA LIQUID FUND - QUARTERLY for 15 Years
If you had started a ₹5,000/month SIP on 6 Aug 2012 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - QUARTERLY's actual NAV for all 170 installments.
You invested
₹8,50,000
170 installments
Value today
₹8,44,856
23 Sept 2026
Absolute gain
₹-5,144
-0.6%
XIRR (annualised)
-0.09%
money-weighted
The journey, month by month
Worst fall on the way
-2.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹14,88,538
Modelled at historical FD rates. The fund trailed FD by ₹6,43,682.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2012) | ₹10,000 | ₹10,016 | +0.2% |
| Year 2 (23 Sept 2013) | ₹70,000 | ₹69,559 | -0.6% |
| Year 3 (23 Sept 2014) | ₹1,30,000 | ₹1,28,960 | -0.8% |
| Year 4 (23 Sept 2015) | ₹1,90,000 | ₹1,88,312 | -0.9% |
| Year 5 (23 Sept 2016) | ₹2,50,000 | ₹2,47,914 | -0.8% |
| Year 6 (23 Sept 2017) | ₹3,10,000 | ₹3,07,489 | -0.8% |
| Year 7 (23 Sept 2018) | ₹3,70,000 | ₹3,67,246 | -0.7% |
| Year 8 (23 Sept 2019) | ₹4,30,000 | ₹4,26,497 | -0.8% |
| Year 9 (23 Sept 2020) | ₹4,90,000 | ₹4,85,368 | -0.9% |
| Year 10 (23 Sept 2021) | ₹5,50,000 | ₹5,45,091 | -0.9% |
| Year 11 (23 Sept 2022) | ₹6,10,000 | ₹6,05,093 | -0.8% |
| Year 12 (24 Sept 2023) | ₹6,70,000 | ₹6,64,917 | -0.8% |
| Year 13 (23 Sept 2024) | ₹7,30,000 | ₹7,24,663 | -0.7% |
| Year 14 (23 Sept 2025) | ₹7,90,000 | ₹7,84,963 | -0.6% |
| Year 15 (23 Sept 2026) | ₹8,50,000 | ₹8,44,856 | -0.6% |
Best year of the journey: Year 1 (+0.2% market move) · Toughest year: Year 2 (-0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - QUARTERLY's published NAV (source: AMFI) between 6 Aug 2012 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.