₹25,000 Monthly SIP in NIPPON INDIA LIQUID FUND - QUARTERLY for 15 Years
If you had started a ₹25,000/month SIP on 6 Aug 2012 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - QUARTERLY's actual NAV for all 170 installments.
You invested
₹42,50,000
170 installments
Value today
₹42,24,279
23 Sept 2026
Absolute gain
₹-25,721
-0.6%
XIRR (annualised)
-0.09%
money-weighted
The journey, month by month
Worst fall on the way
-2.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹74,42,692
Modelled at historical FD rates. The fund trailed FD by ₹32,18,413.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2012) | ₹50,000 | ₹50,082 | +0.2% |
| Year 2 (23 Sept 2013) | ₹3,50,000 | ₹3,47,793 | -0.6% |
| Year 3 (23 Sept 2014) | ₹6,50,000 | ₹6,44,799 | -0.8% |
| Year 4 (23 Sept 2015) | ₹9,50,000 | ₹9,41,562 | -0.9% |
| Year 5 (23 Sept 2016) | ₹12,50,000 | ₹12,39,568 | -0.8% |
| Year 6 (23 Sept 2017) | ₹15,50,000 | ₹15,37,444 | -0.8% |
| Year 7 (23 Sept 2018) | ₹18,50,000 | ₹18,36,231 | -0.7% |
| Year 8 (23 Sept 2019) | ₹21,50,000 | ₹21,32,485 | -0.8% |
| Year 9 (23 Sept 2020) | ₹24,50,000 | ₹24,26,840 | -0.9% |
| Year 10 (23 Sept 2021) | ₹27,50,000 | ₹27,25,456 | -0.9% |
| Year 11 (23 Sept 2022) | ₹30,50,000 | ₹30,25,463 | -0.8% |
| Year 12 (24 Sept 2023) | ₹33,50,000 | ₹33,24,586 | -0.8% |
| Year 13 (23 Sept 2024) | ₹36,50,000 | ₹36,23,315 | -0.7% |
| Year 14 (23 Sept 2025) | ₹39,50,000 | ₹39,24,816 | -0.6% |
| Year 15 (23 Sept 2026) | ₹42,50,000 | ₹42,24,279 | -0.6% |
Best year of the journey: Year 1 (+0.2% market move) · Toughest year: Year 2 (-0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - QUARTERLY's published NAV (source: AMFI) between 6 Aug 2012 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.