₹2,000 Monthly SIP in NIPPON INDIA LIQUID FUND - QUARTERLY for 15 Years
If you had started a ₹2,000/month SIP on 6 Aug 2012 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - QUARTERLY's actual NAV for all 170 installments.
You invested
₹3,40,000
170 installments
Value today
₹3,37,747
20 Sept 2026
Absolute gain
₹-2,253
-0.7%
XIRR (annualised)
-0.09%
money-weighted
The journey, month by month
Worst fall on the way
-2.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,95,074
Modelled at historical FD rates. The fund trailed FD by ₹2,57,327.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Sept 2012) | ₹4,000 | ₹4,004 | +0.1% |
| Year 2 (20 Sept 2013) | ₹28,000 | ₹27,800 | -0.7% |
| Year 3 (21 Sept 2014) | ₹52,000 | ₹51,559 | -0.8% |
| Year 4 (20 Sept 2015) | ₹76,000 | ₹76,785 | +1% |
| Year 5 (20 Sept 2016) | ₹1,00,000 | ₹99,110 | -0.9% |
| Year 6 (20 Sept 2017) | ₹1,24,000 | ₹1,22,933 | -0.9% |
| Year 7 (20 Sept 2018) | ₹1,48,000 | ₹1,46,810 | -0.8% |
| Year 8 (20 Sept 2019) | ₹1,72,000 | ₹1,70,540 | -0.8% |
| Year 9 (20 Sept 2020) | ₹1,96,000 | ₹1,95,756 | -0.1% |
| Year 10 (20 Sept 2021) | ₹2,20,000 | ₹2,17,988 | -0.9% |
| Year 11 (20 Sept 2022) | ₹2,44,000 | ₹2,41,947 | -0.8% |
| Year 12 (20 Sept 2023) | ₹2,68,000 | ₹2,70,503 | +0.9% |
| Year 13 (20 Sept 2024) | ₹2,92,000 | ₹2,89,698 | -0.8% |
| Year 14 (21 Sept 2025) | ₹3,16,000 | ₹3,13,901 | -0.7% |
| Year 15 (20 Sept 2026) | ₹3,40,000 | ₹3,37,747 | -0.7% |
Best year of the journey: Year 12 (+1.7% market move) · Toughest year: Year 5 (-1.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - QUARTERLY's published NAV (source: AMFI) between 6 Aug 2012 and 20 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.