₹10,000 Monthly SIP in NIPPON INDIA LIQUID FUND - QUARTERLY for 15 Years
If you had started a ₹10,000/month SIP on 6 Aug 2012 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - QUARTERLY's actual NAV for all 170 installments.
You invested
₹17,00,000
170 installments
Value today
₹16,90,265
27 Sept 2026
Absolute gain
₹-9,735
-0.6%
XIRR (annualised)
-0.08%
money-weighted
The journey, month by month
Worst fall on the way
-2.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹29,79,352
Modelled at historical FD rates. The fund trailed FD by ₹12,89,087.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Sept 2012) | ₹20,000 | ₹20,051 | +0.3% |
| Year 2 (27 Sept 2013) | ₹1,40,000 | ₹1,39,279 | -0.5% |
| Year 3 (28 Sept 2014) | ₹2,60,000 | ₹2,58,225 | -0.7% |
| Year 4 (27 Sept 2015) | ₹3,80,000 | ₹3,76,939 | -0.8% |
| Year 5 (27 Sept 2016) | ₹5,00,000 | ₹4,96,200 | -0.8% |
| Year 6 (27 Sept 2017) | ₹6,20,000 | ₹6,15,409 | -0.7% |
| Year 7 (27 Sept 2018) | ₹7,40,000 | ₹7,35,008 | -0.7% |
| Year 8 (27 Sept 2019) | ₹8,60,000 | ₹8,53,540 | -0.8% |
| Year 9 (27 Sept 2020) | ₹9,80,000 | ₹9,71,094 | -0.9% |
| Year 10 (27 Sept 2021) | ₹11,00,000 | ₹10,90,523 | -0.9% |
| Year 11 (27 Sept 2022) | ₹12,20,000 | ₹12,10,540 | -0.8% |
| Year 12 (27 Sept 2023) | ₹13,40,000 | ₹13,30,525 | -0.7% |
| Year 13 (27 Sept 2024) | ₹14,60,000 | ₹14,50,436 | -0.7% |
| Year 14 (28 Sept 2025) | ₹15,80,000 | ₹15,70,911 | -0.6% |
| Year 15 (27 Sept 2026) | ₹17,00,000 | ₹16,90,265 | -0.6% |
Best year of the journey: Year 1 (+0.3% market move) · Toughest year: Year 2 (-0.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - QUARTERLY's published NAV (source: AMFI) between 6 Aug 2012 and 27 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.