₹10,000 Monthly SIP in NIPPON INDIA LIQUID FUND - QUARTERLY for 10 Years
If you had started a ₹10,000/month SIP on 25 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - QUARTERLY's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹12,03,620
25 Sept 2026
Absolute gain
₹-6,380
-0.5%
XIRR (annualised)
-0.1%
money-weighted
The journey, month by month
Worst fall on the way
-1.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,85,732
Modelled at historical FD rates. The fund trailed FD by ₹4,82,112.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹1,30,000 | ₹1,29,192 | -0.6% |
| Year 2 (25 Sept 2018) | ₹2,50,000 | ₹2,48,433 | -0.6% |
| Year 3 (25 Sept 2019) | ₹3,70,000 | ₹3,67,297 | -0.7% |
| Year 4 (25 Sept 2020) | ₹4,90,000 | ₹4,85,851 | -0.8% |
| Year 5 (26 Sept 2021) | ₹6,10,000 | ₹6,05,417 | -0.8% |
| Year 6 (25 Sept 2022) | ₹7,30,000 | ₹7,25,302 | -0.6% |
| Year 7 (25 Sept 2023) | ₹8,50,000 | ₹8,44,654 | -0.6% |
| Year 8 (25 Sept 2024) | ₹9,70,000 | ₹9,64,222 | -0.6% |
| Year 9 (25 Sept 2025) | ₹10,90,000 | ₹10,84,192 | -0.5% |
| Year 10 (25 Sept 2026) | ₹12,10,000 | ₹12,03,620 | -0.5% |
Best year of the journey: Year 6 (+0% market move) · Toughest year: Year 1 (-0.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - QUARTERLY's published NAV (source: AMFI) between 25 Sept 2016 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.