₹25,000 Monthly SIP in NIPPON INDIA LIQUID FUND - RETAIL plan - MONTHLY for 15 Years
If you had started a ₹25,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - RETAIL plan - MONTHLY's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹3,66,61,877
18 Aug 2026
Absolute gain
+₹3,21,36,877
+710.2%
XIRR (annualised)
24.72%
money-weighted
The journey, month by month
Worst fall on the way
-1.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,21,350
Modelled at historical FD rates. The fund beat FD by ₹2,82,40,527.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2012) | ₹3,25,000 | ₹3,26,37,950 | +9942.4% |
| Year 2 (18 Aug 2013) | ₹6,25,000 | ₹3,29,14,784 | +5166.4% |
| Year 3 (18 Aug 2014) | ₹9,25,000 | ₹3,31,56,071 | +3484.4% |
| Year 4 (18 Aug 2015) | ₹12,25,000 | ₹3,34,24,235 | +2628.5% |
| Year 5 (18 Aug 2016) | ₹15,25,000 | ₹3,37,11,421 | +2110.6% |
| Year 6 (18 Aug 2017) | ₹18,25,000 | ₹3,40,00,174 | +1763% |
| Year 7 (18 Aug 2018) | ₹21,25,000 | ₹3,43,06,546 | +1514.4% |
| Year 8 (18 Aug 2019) | ₹24,25,000 | ₹3,45,75,333 | +1325.8% |
| Year 9 (18 Aug 2020) | ₹27,25,000 | ₹3,47,83,416 | +1176.5% |
| Year 10 (18 Aug 2021) | ₹30,25,000 | ₹3,50,84,702 | +1059.8% |
| Year 11 (18 Aug 2022) | ₹33,25,000 | ₹3,54,27,744 | +965.5% |
| Year 12 (18 Aug 2023) | ₹36,25,000 | ₹3,57,58,605 | +886.4% |
| Year 13 (18 Aug 2024) | ₹39,25,000 | ₹3,60,67,215 | +818.9% |
| Year 14 (18 Aug 2025) | ₹42,25,000 | ₹3,63,36,737 | +760% |
| Year 15 (18 Aug 2026) | ₹45,25,000 | ₹3,66,61,877 | +710.2% |
Best year of the journey: Year 1 (+9942.4% market move) · Toughest year: Year 9 (-0.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - RETAIL plan - MONTHLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.