₹5,000 Monthly SIP in NIPPON INDIA LIQUID FUND - RETAIL plan - MONTHLY for 15 Years
If you had started a ₹5,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - RETAIL plan - MONTHLY's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹73,32,375
18 Aug 2026
Absolute gain
+₹64,27,375
+710.2%
XIRR (annualised)
24.72%
money-weighted
The journey, month by month
Worst fall on the way
-1.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,270
Modelled at historical FD rates. The fund beat FD by ₹56,48,105.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2012) | ₹65,000 | ₹65,27,590 | +9942.4% |
| Year 2 (18 Aug 2013) | ₹1,25,000 | ₹65,82,957 | +5166.4% |
| Year 3 (18 Aug 2014) | ₹1,85,000 | ₹66,31,214 | +3484.4% |
| Year 4 (18 Aug 2015) | ₹2,45,000 | ₹66,84,847 | +2628.5% |
| Year 5 (18 Aug 2016) | ₹3,05,000 | ₹67,42,284 | +2110.6% |
| Year 6 (18 Aug 2017) | ₹3,65,000 | ₹68,00,035 | +1763% |
| Year 7 (18 Aug 2018) | ₹4,25,000 | ₹68,61,309 | +1514.4% |
| Year 8 (18 Aug 2019) | ₹4,85,000 | ₹69,15,067 | +1325.8% |
| Year 9 (18 Aug 2020) | ₹5,45,000 | ₹69,56,683 | +1176.5% |
| Year 10 (18 Aug 2021) | ₹6,05,000 | ₹70,16,940 | +1059.8% |
| Year 11 (18 Aug 2022) | ₹6,65,000 | ₹70,85,549 | +965.5% |
| Year 12 (18 Aug 2023) | ₹7,25,000 | ₹71,51,721 | +886.4% |
| Year 13 (18 Aug 2024) | ₹7,85,000 | ₹72,13,443 | +818.9% |
| Year 14 (18 Aug 2025) | ₹8,45,000 | ₹72,67,347 | +760% |
| Year 15 (18 Aug 2026) | ₹9,05,000 | ₹73,32,375 | +710.2% |
Best year of the journey: Year 1 (+9942.4% market move) · Toughest year: Year 9 (-0.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - RETAIL plan - MONTHLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.