₹1,000 Monthly SIP in Nippon India Pharma Fund-Growth Plan for 20 Years
If you had started a ₹1,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Pharma Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹2,41,000
241 installments
Value today
₹19,65,251
18 Aug 2026
Absolute gain
+₹17,24,251
+715.5%
XIRR (annualised)
18.1%
money-weighted
The journey, month by month
Worst fall on the way
-30.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
13
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,71,553
Modelled at historical FD rates. The fund beat FD by ₹13,93,698.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹13,000 | ₹15,291 | +17.6% |
| Year 2 (18 Aug 2008) | ₹25,000 | ₹27,008 | +8% |
| Year 3 (18 Aug 2009) | ₹37,000 | ₹50,540 | +36.6% |
| Year 4 (18 Aug 2010) | ₹49,000 | ₹1,02,714 | +109.6% |
| Year 5 (18 Aug 2011) | ₹61,000 | ₹1,17,602 | +92.8% |
| Year 6 (21 Aug 2012) | ₹73,000 | ₹1,50,209 | +105.8% |
| Year 7 (19 Aug 2013) | ₹85,000 | ₹1,78,818 | +110.4% |
| Year 8 (18 Aug 2014) | ₹97,000 | ₹2,83,513 | +192.3% |
| Year 9 (18 Aug 2015) | ₹1,09,000 | ₹4,21,632 | +286.8% |
| Year 10 (18 Aug 2016) | ₹1,21,000 | ₹4,07,108 | +236.5% |
| Year 11 (18 Aug 2017) | ₹1,33,000 | ₹3,61,981 | +172.2% |
| Year 12 (20 Aug 2018) | ₹1,45,000 | ₹4,76,795 | +228.8% |
| Year 13 (19 Aug 2019) | ₹1,57,000 | ₹4,36,185 | +177.8% |
| Year 14 (18 Aug 2020) | ₹1,69,000 | ₹7,17,840 | +324.8% |
| Year 15 (18 Aug 2021) | ₹1,81,000 | ₹10,12,338 | +459.3% |
| Year 16 (18 Aug 2022) | ₹1,93,000 | ₹9,28,958 | +381.3% |
| Year 17 (18 Aug 2023) | ₹2,05,000 | ₹11,65,987 | +468.8% |
| Year 18 (19 Aug 2024) | ₹2,17,000 | ₹16,89,737 | +678.7% |
| Year 19 (18 Aug 2025) | ₹2,29,000 | ₹17,82,150 | +678.2% |
| Year 20 (18 Aug 2026) | ₹2,41,000 | ₹19,65,251 | +715.5% |
Best year of the journey: Year 4 (+64.2% market move) · Toughest year: Year 11 (-13.6%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Pharma Fund-Growth Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.