₹1,000 Monthly SIP in Nippon India Pharma Fund-Growth Plan for 10 Years
If you had started a ₹1,000/month SIP on 28 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Pharma Fund-Growth Plan's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹3,06,494
28 Sept 2026
Absolute gain
+₹1,85,494
+153.3%
XIRR (annualised)
17.57%
money-weighted
The journey, month by month
Worst fall on the way
-19.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,647
Modelled at historical FD rates. The fund beat FD by ₹1,37,847.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2017) | ₹13,000 | ₹12,320 | -5.2% |
| Year 2 (28 Sept 2018) | ₹25,000 | ₹28,771 | +15.1% |
| Year 3 (30 Sept 2019) | ₹37,000 | ₹36,823 | -0.5% |
| Year 4 (28 Sept 2020) | ₹49,000 | ₹75,685 | +54.5% |
| Year 5 (28 Sept 2021) | ₹61,000 | ₹1,16,432 | +90.9% |
| Year 6 (28 Sept 2022) | ₹73,000 | ₹1,16,609 | +59.7% |
| Year 7 (29 Sept 2023) | ₹85,000 | ₹1,63,433 | +92.3% |
| Year 8 (30 Sept 2024) | ₹97,000 | ₹2,57,565 | +165.5% |
| Year 9 (29 Sept 2025) | ₹1,09,000 | ₹2,57,080 | +135.9% |
| Year 10 (28 Sept 2026) | ₹1,21,000 | ₹3,06,494 | +153.3% |
Best year of the journey: Year 4 (+55% market move) · Toughest year: Year 3 (-9.7%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Pharma Fund-Growth Plan's published NAV (source: AMFI) between 28 Sept 2016 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.