₹2,000 Monthly SIP in Nippon India Pharma Fund-Growth Plan for 10 Years
If you had started a ₹2,000/month SIP on 6 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Pharma Fund-Growth Plan's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,96,064
6 Oct 2026
Absolute gain
+₹3,54,064
+146.3%
XIRR (annualised)
17.23%
money-weighted
The journey, month by month
Worst fall on the way
-19.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,817
Modelled at historical FD rates. The fund beat FD by ₹2,60,247.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2017) | ₹26,000 | ₹25,457 | -2.1% |
| Year 2 (8 Oct 2018) | ₹50,000 | ₹55,013 | +10% |
| Year 3 (7 Oct 2019) | ₹74,000 | ₹71,398 | -3.5% |
| Year 4 (6 Oct 2020) | ₹98,000 | ₹1,53,683 | +56.8% |
| Year 5 (6 Oct 2021) | ₹1,22,000 | ₹2,33,545 | +91.4% |
| Year 6 (6 Oct 2022) | ₹1,46,000 | ₹2,41,139 | +65.2% |
| Year 7 (6 Oct 2023) | ₹1,70,000 | ₹3,20,250 | +88.4% |
| Year 8 (7 Oct 2024) | ₹1,94,000 | ₹5,00,675 | +158.1% |
| Year 9 (6 Oct 2025) | ₹2,18,000 | ₹5,16,764 | +137% |
| Year 10 (6 Oct 2026) | ₹2,42,000 | ₹5,96,064 | +146.3% |
Best year of the journey: Year 4 (+61.1% market move) · Toughest year: Year 3 (-9.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Pharma Fund-Growth Plan's published NAV (source: AMFI) between 6 Oct 2016 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.