₹2,000 Monthly SIP in Nippon India Pharma Fund-Growth Plan for 20 Years
If you had started a ₹2,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Pharma Fund-Growth Plan's actual NAV for all 241 installments.
You invested
₹4,82,000
241 installments
Value today
₹39,30,503
18 Aug 2026
Absolute gain
+₹34,48,503
+715.5%
XIRR (annualised)
18.1%
money-weighted
The journey, month by month
Worst fall on the way
-30.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
13
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹11,43,107
Modelled at historical FD rates. The fund beat FD by ₹27,87,396.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹26,000 | ₹30,582 | +17.6% |
| Year 2 (18 Aug 2008) | ₹50,000 | ₹54,015 | +8% |
| Year 3 (18 Aug 2009) | ₹74,000 | ₹1,01,081 | +36.6% |
| Year 4 (18 Aug 2010) | ₹98,000 | ₹2,05,429 | +109.6% |
| Year 5 (18 Aug 2011) | ₹1,22,000 | ₹2,35,203 | +92.8% |
| Year 6 (21 Aug 2012) | ₹1,46,000 | ₹3,00,418 | +105.8% |
| Year 7 (19 Aug 2013) | ₹1,70,000 | ₹3,57,635 | +110.4% |
| Year 8 (18 Aug 2014) | ₹1,94,000 | ₹5,67,027 | +192.3% |
| Year 9 (18 Aug 2015) | ₹2,18,000 | ₹8,43,263 | +286.8% |
| Year 10 (18 Aug 2016) | ₹2,42,000 | ₹8,14,216 | +236.5% |
| Year 11 (18 Aug 2017) | ₹2,66,000 | ₹7,23,961 | +172.2% |
| Year 12 (20 Aug 2018) | ₹2,90,000 | ₹9,53,590 | +228.8% |
| Year 13 (19 Aug 2019) | ₹3,14,000 | ₹8,72,370 | +177.8% |
| Year 14 (18 Aug 2020) | ₹3,38,000 | ₹14,35,680 | +324.8% |
| Year 15 (18 Aug 2021) | ₹3,62,000 | ₹20,24,676 | +459.3% |
| Year 16 (18 Aug 2022) | ₹3,86,000 | ₹18,57,916 | +381.3% |
| Year 17 (18 Aug 2023) | ₹4,10,000 | ₹23,31,973 | +468.8% |
| Year 18 (19 Aug 2024) | ₹4,34,000 | ₹33,79,475 | +678.7% |
| Year 19 (18 Aug 2025) | ₹4,58,000 | ₹35,64,300 | +678.2% |
| Year 20 (18 Aug 2026) | ₹4,82,000 | ₹39,30,503 | +715.5% |
Best year of the journey: Year 4 (+64.2% market move) · Toughest year: Year 11 (-13.6%)
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Pharma Fund-Growth Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.