₹25,000 Monthly SIP in NIPPON INDIA VISION LARGE & MID CAP FUND for 10 Years
If you had started a ₹25,000/month SIP on 21 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VISION LARGE & MID CAP FUND's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹11,45,451
21 Sept 2026
Absolute gain
₹-18,79,549
-62.1%
XIRR (annualised)
-21.12%
money-weighted
The journey, month by month
Worst fall on the way
-83.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,11,191
Modelled at historical FD rates. The fund trailed FD by ₹30,65,740.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2017) | ₹3,25,000 | ₹3,79,792 | +16.9% |
| Year 2 (21 Sept 2018) | ₹6,25,000 | ₹6,38,586 | +2.2% |
| Year 3 (23 Sept 2019) | ₹9,25,000 | ₹9,47,316 | +2.4% |
| Year 4 (21 Sept 2020) | ₹12,25,000 | ₹12,18,148 | -0.6% |
| Year 5 (21 Sept 2021) | ₹15,25,000 | ₹23,98,525 | +57.3% |
| Year 6 (21 Sept 2022) | ₹18,25,000 | ₹28,22,184 | +54.6% |
| Year 7 (21 Sept 2023) | ₹21,25,000 | ₹36,47,427 | +71.6% |
| Year 8 (23 Sept 2024) | ₹24,25,000 | ₹59,21,559 | +144.2% |
| Year 9 (22 Sept 2025) | ₹27,25,000 | ₹62,66,805 | +130% |
| Year 10 (21 Sept 2026) | ₹30,25,000 | ₹11,45,451 | -62.1% |
Best year of the journey: Year 5 (+58% market move) · Toughest year: Year 10 (-82.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VISION LARGE & MID CAP FUND's published NAV (source: AMFI) between 21 Sept 2016 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.