₹25,000 Monthly SIP in NIPPON INDIA VISION LARGE & MID CAP FUND for 5 Years
If you had started a ₹25,000/month SIP on 21 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VISION LARGE & MID CAP FUND's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹4,00,422
21 Sept 2026
Absolute gain
₹-11,24,578
-73.7%
XIRR (annualised)
-51.51%
money-weighted
The journey, month by month
Worst fall on the way
-83.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,93,366
Modelled at historical FD rates. The fund trailed FD by ₹13,92,944.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2022) | ₹3,25,000 | ₹3,43,252 | +5.6% |
| Year 2 (21 Sept 2023) | ₹6,25,000 | ₹7,44,708 | +19.2% |
| Year 3 (23 Sept 2024) | ₹9,25,000 | ₹15,09,067 | +63.1% |
| Year 4 (22 Sept 2025) | ₹12,25,000 | ₹18,36,493 | +49.9% |
| Year 5 (21 Sept 2026) | ₹15,25,000 | ₹4,00,422 | -73.7% |
Best year of the journey: Year 3 (+44.4% market move) · Toughest year: Year 5 (-81.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VISION LARGE & MID CAP FUND's published NAV (source: AMFI) between 21 Sept 2021 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.