₹5,000 Monthly SIP in NIPPON INDIA VISION LARGE & MID CAP FUND for 5 Years
If you had started a ₹5,000/month SIP on 1 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VISION LARGE & MID CAP FUND's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹79,900
1 Oct 2026
Absolute gain
₹-2,25,100
-73.8%
XIRR (annualised)
-53.23%
money-weighted
The journey, month by month
Worst fall on the way
-83.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,57,789
Modelled at historical FD rates. The fund trailed FD by ₹2,77,889.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2022) | ₹65,000 | ₹65,438 | +0.7% |
| Year 2 (3 Oct 2023) | ₹1,25,000 | ₹1,48,660 | +18.9% |
| Year 3 (1 Oct 2024) | ₹1,85,000 | ₹2,95,999 | +60% |
| Year 4 (1 Oct 2025) | ₹2,45,000 | ₹3,54,828 | +44.8% |
| Year 5 (1 Oct 2026) | ₹3,05,000 | ₹79,900 | -73.8% |
Best year of the journey: Year 3 (+41.9% market move) · Toughest year: Year 5 (-80.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VISION LARGE & MID CAP FUND's published NAV (source: AMFI) between 1 Oct 2021 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.