₹5,000 Monthly SIP in NIPPON INDIA VISION LARGE & MID CAP FUND for 10 Years
If you had started a ₹5,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VISION LARGE & MID CAP FUND's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹2,20,816
1 Oct 2026
Absolute gain
₹-3,84,184
-63.5%
XIRR (annualised)
-22.38%
money-weighted
The journey, month by month
Worst fall on the way
-83.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,38,830
Modelled at historical FD rates. The fund trailed FD by ₹6,18,014.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹65,000 | ₹72,706 | +11.9% |
| Year 2 (1 Oct 2018) | ₹1,25,000 | ₹1,22,602 | -1.9% |
| Year 3 (1 Oct 2019) | ₹1,85,000 | ₹1,82,247 | -1.5% |
| Year 4 (1 Oct 2020) | ₹2,45,000 | ₹2,47,493 | +1% |
| Year 5 (1 Oct 2021) | ₹3,05,000 | ₹4,80,985 | +57.7% |
| Year 6 (3 Oct 2022) | ₹3,65,000 | ₹5,33,765 | +46.2% |
| Year 7 (3 Oct 2023) | ₹4,25,000 | ₹7,27,538 | +71.2% |
| Year 8 (1 Oct 2024) | ₹4,85,000 | ₹11,66,314 | +140.5% |
| Year 9 (1 Oct 2025) | ₹5,45,000 | ₹12,13,250 | +122.6% |
| Year 10 (1 Oct 2026) | ₹6,05,000 | ₹2,20,816 | -63.5% |
Best year of the journey: Year 5 (+56.4% market move) · Toughest year: Year 10 (-82.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VISION LARGE & MID CAP FUND's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.