₹5,000 Monthly SIP in NIPPON INDIA VISION LARGE & MID CAP FUND for 10 Years
If you had started a ₹5,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VISION LARGE & MID CAP FUND's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹2,33,679
18 Aug 2026
Absolute gain
₹-3,71,321
-61.4%
XIRR (annualised)
-20.69%
money-weighted
The journey, month by month
Worst fall on the way
-83.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,42,229
Modelled at historical FD rates. The fund trailed FD by ₹6,08,550.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹65,000 | ₹74,618 | +14.8% |
| Year 2 (20 Aug 2018) | ₹1,25,000 | ₹1,32,209 | +5.8% |
| Year 3 (19 Aug 2019) | ₹1,85,000 | ₹1,74,118 | -5.9% |
| Year 4 (18 Aug 2020) | ₹2,45,000 | ₹2,47,638 | +1.1% |
| Year 5 (18 Aug 2021) | ₹3,05,000 | ₹4,61,174 | +51.2% |
| Year 6 (18 Aug 2022) | ₹3,65,000 | ₹5,62,631 | +54.1% |
| Year 7 (18 Aug 2023) | ₹4,25,000 | ₹7,07,007 | +66.4% |
| Year 8 (19 Aug 2024) | ₹4,85,000 | ₹11,25,784 | +132.1% |
| Year 9 (18 Aug 2025) | ₹5,45,000 | ₹12,29,369 | +125.6% |
| Year 10 (18 Aug 2026) | ₹6,05,000 | ₹2,33,679 | -61.4% |
Best year of the journey: Year 5 (+49.9% market move) · Toughest year: Year 10 (-81.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VISION LARGE & MID CAP FUND's published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.