₹10,000 Monthly SIP in Union Largecap Fund for 10 Years
If you had started a ₹10,000/month SIP on 17 May 2017 and never stopped — through every crash and rally — here is exactly what happened, using Union Largecap Fund's actual NAV for all 114 installments.
You invested
₹11,40,000
114 installments
Value today
₹17,94,881
8 Oct 2026
Absolute gain
+₹6,54,881
+57.4%
XIRR (annualised)
9.38%
money-weighted
The journey, month by month
Worst fall on the way
-34.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹15,47,473
Modelled at historical FD rates. The fund beat FD by ₹2,47,408.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹60,000 | ₹61,478 | +2.5% |
| Year 2 (8 Oct 2018) | ₹1,80,000 | ₹1,69,037 | -6.1% |
| Year 3 (9 Oct 2019) | ₹3,00,000 | ₹3,08,373 | +2.8% |
| Year 4 (8 Oct 2020) | ₹4,20,000 | ₹4,53,783 | +8% |
| Year 5 (8 Oct 2021) | ₹5,40,000 | ₹8,51,840 | +57.7% |
| Year 6 (10 Oct 2022) | ₹6,60,000 | ₹9,27,537 | +40.5% |
| Year 7 (9 Oct 2023) | ₹7,80,000 | ₹12,00,942 | +54% |
| Year 8 (8 Oct 2024) | ₹9,00,000 | ₹16,96,461 | +88.5% |
| Year 9 (8 Oct 2025) | ₹10,20,000 | ₹18,25,046 | +78.9% |
| Year 10 (8 Oct 2026) | ₹11,40,000 | ₹17,94,881 | +57.4% |
Best year of the journey: Year 5 (+48.5% market move) · Toughest year: Year 10 (-7.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Largecap Fund's published NAV (source: AMFI) between 17 May 2017 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.