₹5,000 Monthly SIP in Union Largecap Fund for 10 Years
If you had started a ₹5,000/month SIP on 17 May 2017 and never stopped — through every crash and rally — here is exactly what happened, using Union Largecap Fund's actual NAV for all 114 installments.
You invested
₹5,70,000
114 installments
Value today
₹8,97,440
8 Oct 2026
Absolute gain
+₹3,27,440
+57.4%
XIRR (annualised)
9.38%
money-weighted
The journey, month by month
Worst fall on the way
-34.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,73,737
Modelled at historical FD rates. The fund beat FD by ₹1,23,703.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹30,000 | ₹30,739 | +2.5% |
| Year 2 (8 Oct 2018) | ₹90,000 | ₹84,518 | -6.1% |
| Year 3 (9 Oct 2019) | ₹1,50,000 | ₹1,54,187 | +2.8% |
| Year 4 (8 Oct 2020) | ₹2,10,000 | ₹2,26,892 | +8% |
| Year 5 (8 Oct 2021) | ₹2,70,000 | ₹4,25,920 | +57.7% |
| Year 6 (10 Oct 2022) | ₹3,30,000 | ₹4,63,768 | +40.5% |
| Year 7 (9 Oct 2023) | ₹3,90,000 | ₹6,00,471 | +54% |
| Year 8 (8 Oct 2024) | ₹4,50,000 | ₹8,48,230 | +88.5% |
| Year 9 (8 Oct 2025) | ₹5,10,000 | ₹9,12,523 | +78.9% |
| Year 10 (8 Oct 2026) | ₹5,70,000 | ₹8,97,440 | +57.4% |
Best year of the journey: Year 5 (+48.5% market move) · Toughest year: Year 10 (-7.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Largecap Fund's published NAV (source: AMFI) between 17 May 2017 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.