₹25,000 Monthly SIP in Union Largecap Fund for 10 Years
If you had started a ₹25,000/month SIP on 17 May 2017 and never stopped — through every crash and rally — here is exactly what happened, using Union Largecap Fund's actual NAV for all 114 installments.
You invested
₹28,50,000
114 installments
Value today
₹44,87,202
8 Oct 2026
Absolute gain
+₹16,37,202
+57.4%
XIRR (annualised)
9.38%
money-weighted
The journey, month by month
Worst fall on the way
-34.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹38,68,683
Modelled at historical FD rates. The fund beat FD by ₹6,18,519.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹1,50,000 | ₹1,53,695 | +2.5% |
| Year 2 (8 Oct 2018) | ₹4,50,000 | ₹4,22,592 | -6.1% |
| Year 3 (9 Oct 2019) | ₹7,50,000 | ₹7,70,933 | +2.8% |
| Year 4 (8 Oct 2020) | ₹10,50,000 | ₹11,34,458 | +8% |
| Year 5 (8 Oct 2021) | ₹13,50,000 | ₹21,29,600 | +57.7% |
| Year 6 (10 Oct 2022) | ₹16,50,000 | ₹23,18,842 | +40.5% |
| Year 7 (9 Oct 2023) | ₹19,50,000 | ₹30,02,355 | +54% |
| Year 8 (8 Oct 2024) | ₹22,50,000 | ₹42,41,151 | +88.5% |
| Year 9 (8 Oct 2025) | ₹25,50,000 | ₹45,62,615 | +78.9% |
| Year 10 (8 Oct 2026) | ₹28,50,000 | ₹44,87,202 | +57.4% |
Best year of the journey: Year 5 (+48.5% market move) · Toughest year: Year 10 (-7.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Largecap Fund's published NAV (source: AMFI) between 17 May 2017 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.