BANDHAN Flexi Cap Fund

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹229.5590

As of 1 Jul 2026 · AMFI

AUM

₹7.3K Cr

Expense ratio

0.90%

1Y returns

+0.49%

cat 0.08%

3Y CAGR

+13.59%

cat 13.60%

5Y CAGR

+12.14%

cat 12.55%

Std deviation 3Y

+13.70%

cat 15.61%

In plain English

BANDHAN Flexi Cap Fund is a Flexi Cap scheme from Bandhan. The portfolio is ~96% in equities. Within equity, ~71% sits in large-cap stocks, 11% in mid-cap, and 13% in small-cap. Long-run track record: about 12.1% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -37% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹229.5590

Last 1Y

-0.51%

Jul 25Min ₹205.26 · Max ₹238.42 · 250 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-36.9%

Peak ₹106.74 on 7 Feb 2020 → trough ₹67.36 on 23 Mar 2020 (2 months down).

Recovered in 9 months· 4 Dec 2020

Jun 2022

-20.6%

Peak ₹155.96 on 17 Jan 2022 → trough ₹123.87 on 17 Jun 2022 (5 months down).

Recovered in 13 months· 28 Jun 2023

Feb 2016

-18.9%

Peak ₹79.07 on 7 Aug 2015 → trough ₹64.10 on 29 Feb 2016 (7 months down).

Recovered in 5 months· 25 Jul 2016

Aug 2013

-17.5%

Peak ₹40.87 on 4 Jan 2013 → trough ₹33.70 on 28 Aug 2013 (8 months down).

Recovered in 3 months· 3 Dec 2013

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.90% — typical for category.
AUM size
₹7.3K Cr.
Sector concentration
Top 3 sectors = 55.2% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.70%	-0.08%	39/ 47
1M	+7.33%	+8.33%	35/ 47
3M	-0.85%	+0.81%	33/ 46
6M	-2.97%	-0.88%	32/ 45
YTD	-2.14%	-0.71%	29/ 45
1Y	+0.49%	+0.08%	24/ 40
2Y	+6.48%	+5.09%	25/ 39
3Y	+13.59%	+13.60%	25/ 35
5Y	+12.14%	+12.55%	15/ 24
7Y	+12.73%	+12.39%	18/ 23
10Y	+11.95%	+13.84%	17/ 19

Portfolio composition

Asset allocation

Equity96.35%
Debt0.66%
Cash2.99%

By market cap

Large cap71.13%
Mid cap11.28%
Small cap12.51%
Others5.08%

Concentration

Holdings

Avg market cap

₹2.28 L Cr

Top 10 stocks

40.94%

Top 5 stocks

26.86%

Top 3 sectors

55.18%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—8.16%
1
HDFC Bank Ltd
—7.86%
2
ICICI Bank Ltd
—7.42%
2
ICICI Bank Ltd
—7.02%
3
Reliance Industries Ltd
—4.71%
4
Triparty Repo Trp_040526
—3.57%
5
Kotak Mahindra Bank Ltd
—3.52%
3
Kotak Mahindra Bank Ltd
—3.45%
6
Axis Bank Ltd
—3.44%
4
Infosys Ltd
—3.29%
5
Axis Bank Ltd
—3.27%
7
Infosys Ltd
—3.24%
6
ITC Ltd
—3.14%
8
ITC Ltd
—3.13%
9
Tata Consultancy Services Ltd
—2.78%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio21.8625.08-3.22
P/B ratio2.883.59-0.71
Price / Sales2.503.18-0.68
Price / Cash Flow14.1518.36-4.21
Dividend yield1.46%1.18%+0.28
Return on equity (ROE)16.64%18.19%-1.55

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
11.2613.7013.3717.4815.6114.58
Sharpe ratio
Risk-adjusted return — higher is better.
-0.330.520.49-0.290.480.48
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.450.760.75-0.370.720.74
Beta
1 = moves with the market. <1 = less volatile.
0.900.880.880.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthBANDHAN Flexi Cap Fund-Direct Plan-GrowthINF194K01W62
DirectIDCW ReinvestmentBANDHAN Flexi Cap Fund-Direct Plan-IDCWINF194K01W70
RegularGrowthBANDHAN Flexi Cap Fund - Regular Plan - GrowthINF194K01391
RegularIDCW ReinvestmentBANDHAN Flexi Cap Fund - Regular Plan - IDCWINF194K01409

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