JM Flexicap Fund (Direct)

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹113.0168

As of 3 Jul 2026 · AMFI

AUM

₹5.1K Cr

Expense ratio

0.55%

1Y returns

+0.49%

cat 0.08%

3Y CAGR

+17.85%

cat 13.60%

5Y CAGR

+18.09%

cat 12.55%

Std deviation 3Y

+17.25%

cat 15.61%

In plain English

JM Flexicap Fund (Direct) is a Flexi Cap scheme from JM Financial. The portfolio is ~98% in equities. Within equity, ~60% sits in large-cap stocks, 16% in mid-cap, and 23% in small-cap. Long-run track record: about 18.1% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -35% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF192K01CC7

NAV (Direct-Growth)

₹113.0168

Last 1Y

+0.11%

Jul 25Min ₹95.64 · Max ₹114.48 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-35.0%

Peak ₹38.97 on 12 Feb 2020 → trough ₹25.35 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 24 Nov 2020

Feb 2016

-23.2%

Peak ₹23.87 on 20 Jul 2015 → trough ₹18.32 on 25 Feb 2016 (7 months down).

Recovered in 5 months· 27 Jul 2016

Mar 2026 — ongoing

-22.6%

Peak ₹123.52 on 27 Sept 2024 → trough ₹95.64 on 31 Mar 2026 (18 months down).

Not yet recovered

Aug 2013

-22.2%

Peak ₹13.92 on 4 Jan 2013 → trough ₹10.83 on 28 Aug 2013 (8 months down).

Recovered in 6 months· 6 Mar 2014

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.55% — well below typical 1% for equity.
AUM size
₹5.1K Cr.
Sector concentration
Top 3 sectors = 58.6% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.43%	-0.08%	10/ 47
1M	+9.35%	+8.33%	16/ 47
3M	+1.39%	+0.81%	20/ 46
6M	+1.57%	-0.88%	13/ 45
YTD	+2.02%	-0.71%	14/ 45
1Y	+0.49%	+0.08%	25/ 40
2Y	+2.44%	+5.09%	35/ 39
3Y	+17.85%	+13.60%	8/ 35
5Y	+18.09%	+12.55%	3/ 24
7Y	+18.02%	+12.39%	3/ 23
10Y	+17.59%	+13.84%	3/ 19

Portfolio composition

Asset allocation

Equity98.10%
Cash1.88%

By market cap

Large cap59.59%
Mid cap15.54%
Small cap23.29%
Others1.58%

Concentration

Holdings

Avg market cap

₹1.26 L Cr

Top 10 stocks

28.56%

Top 5 stocks

17.91%

Top 3 sectors

58.64%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—5.07%
2
ICICI Bank Ltd
—4.39%
1
HDFC Bank Ltd
—3.79%
2
ICICI Bank Ltd
—3.79%
3
Reliance Industries Ltd
—3.58%
4
Dr Reddy's Laboratories Ltd
—3.33%
3
Godfrey Phillips India Ltd
—3.06%
5
Godfrey Phillips India Ltd
—2.87%
4
Larsen & Toubro Ltd
—2.79%
6
Bharti Airtel Ltd
—2.74%
7
State Bank of India
—2.61%
5
Arvind Ltd
—2.60%
8
NTPC Ltd
—2.51%
9
Larsen & Toubro Ltd
—2.42%
10
Apollo Hospitals Enterprise Ltd
—2.34%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio21.9225.08-3.16
P/B ratio2.903.59-0.69
Price / Sales2.443.18-0.74
Price / Cash Flow14.8718.36-3.49
Dividend yield1.64%1.18%+0.46
Return on equity (ROE)15.66%18.19%-2.53

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.9717.2515.5917.4815.6114.58
Sharpe ratio
Risk-adjusted return — higher is better.
-0.270.660.77-0.290.480.48
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.371.001.24-0.370.720.74
Beta
1 = moves with the market. <1 = less volatile.
1.041.051.000.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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