LIC MF Flexi Cap Fund

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹115.3357

As of 3 Jul 2026 · AMFI

AUM

₹997.23 Cr

Expense ratio

0.95%

1Y returns

+8.21%

cat 0.08%

3Y CAGR

+13.66%

cat 13.60%

5Y CAGR

+11.84%

cat 12.55%

Std deviation 3Y

+16.18%

cat 15.61%

In plain English

LIC MF Flexi Cap Fund is a Flexi Cap scheme from LIC. The portfolio is ~97% in equities. Within equity, ~45% sits in large-cap stocks, 34% in mid-cap, and 39% in small-cap. Long-run track record: about 11.8% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -34% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF767K01EG3

NAV (Direct-Growth)

₹115.3357

Last 1Y

+8.14%

Jul 25Min ₹96.20 · Max ₹115.55 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-34.2%

Peak ₹54.93 on 12 Feb 2020 → trough ₹36.14 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 23 Nov 2020

Feb 2016

-28.3%

Peak ₹44.56 on 3 Mar 2015 → trough ₹31.97 on 25 Feb 2016 (12 months down).

Recovered in 14 months· 4 May 2017

Mar 2025 — ongoing

-23.2%

Peak ₹117.42 on 27 Sept 2024 → trough ₹90.15 on 3 Mar 2025 (5 months down).

Not yet recovered

Jun 2022

-19.1%

Peak ₹75.37 on 13 Jan 2022 → trough ₹60.96 on 20 Jun 2022 (5 months down).

Recovered in 11 months· 26 May 2023

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.95% — typical for category.
AUM size
₹997 Cr.
Sector concentration
Top 3 sectors = 55.2% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.59%	-0.08%	36/ 47
1M	+7.76%	+8.33%	31/ 47
3M	-0.64%	+0.81%	30/ 46
6M	+1.35%	-0.88%	14/ 45
YTD	+1.91%	-0.71%	15/ 45
1Y	+8.21%	+0.08%	6/ 40
2Y	+4.97%	+5.09%	31/ 39
3Y	+13.66%	+13.60%	24/ 35
5Y	+11.84%	+12.55%	17/ 24
7Y	+11.83%	+12.39%	20/ 23
10Y	+10.86%	+13.84%	18/ 19

Portfolio composition

Asset allocation

Equity97.49%
Cash2.51%

By market cap

Large cap45.04%
Mid cap34.08%
Small cap38.59%

Concentration

Holdings

Avg market cap

₹1.02 L Cr

Top 10 stocks

36.78%

Top 5 stocks

21.45%

Top 3 sectors

55.19%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Treps
—8.95%
1
Treps
—7.87%
2
HDFC Bank Ltd
—6.83%
2
ICICI Bank Ltd
—6.55%
3
Axis Bank Ltd
—4.07%
4
Bharti Airtel Ltd
—3.76%
5
Navin Fluorine International Ltd
—3.56%
6
State Bank of India
—3.52%
7
Larsen & Toubro Ltd
—3.46%
3
Torrent Pharmaceuticals Ltd
—3.17%
8
Apollo Hospitals Enterprise Ltd
—3.10%
9
Maruti Suzuki India Ltd
—3.00%
4
Net Receivables / (Payables)
—2.96%
10
Torrent Pharmaceuticals Ltd
—2.89%
11
Ujjivan Small Finance Bank Ltd Ordinary Shares
—2.87%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio34.5725.08+9.49
P/B ratio4.703.59+1.11
Price / Sales3.663.18+0.48
Price / Cash Flow23.9018.36+5.54
Dividend yield0.62%1.18%-0.56
Return on equity (ROE)16.72%18.19%-1.47

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
17.6116.1814.5617.4815.6114.58
Sharpe ratio
Risk-adjusted return — higher is better.
0.130.460.44-0.290.480.48
Sortino ratio
Like Sharpe but only counts downside volatility.
0.190.650.64-0.370.720.74
Beta
1 = moves with the market. <1 = less volatile.
0.920.980.930.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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