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Navi

Navi Flexi Cap Fund

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹28.7004

As of 1 Jul 2026 · AMFI

AUM

₹265.88 Cr

Expense ratio

0.51%

1Y returns

+10.14%

cat 0.08%

3Y CAGR

+14.00%

cat 13.60%

5Y CAGR

+13.75%

cat 12.55%

Std deviation 3Y

+15.71%

cat 15.61%

In plain English

Navi Flexi Cap Fund is a Flexi Cap scheme from Navi. The portfolio is ~91% in equities with 9% kept in cash and short-term debt. Within equity, ~41% sits in large-cap stocks, 12% in mid-cap, and 30% in small-cap. Long-run track record: about 13.8% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -38% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹28.7004

Last 1Y

+8.88%

Jul 25Min ₹24.15 · Max ₹28.70 · 203 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-37.9%

Peak ₹11.92 on 12 Feb 2020 → trough ₹7.41 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 24 Nov 2020

Feb 2025

-19.3%

Peak ₹27.73 on 27 Sept 2024 → trough ₹22.38 on 28 Feb 2025 (5 months down).

Recovered in 16 months· 1 Jul 2026

Jun 2022

-18.0%

Peak ₹18.05 on 17 Jan 2022 → trough ₹14.80 on 20 Jun 2022 (5 months down).

Recovered in 4 months· 1 Nov 2022

Oct 2018

-14.5%

Peak ₹10.72 on 31 Aug 2018 → trough ₹9.17 on 26 Oct 2018 (2 months down).

Recovered in 5 months· 28 Mar 2019

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

4

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

  • Expense ratio

    0.51% — well below typical 1% for equity.

  • AUM size

    ₹266 Cr.

  • Sector concentration

    Top 3 sectors = 61.6% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W+0.19%-0.08%14/ 47
1M+9.60%+8.33%13/ 47
3M+4.72%+0.81%4/ 46
6M+4.72%-0.88%5/ 45
YTD+6.02%-0.71%5/ 45
1Y+10.14%+0.08%2/ 40
2Y+8.34%+5.09%12/ 39
3Y+14.00%+13.60%22/ 35
5Y+13.75%+12.55%9/ 24
7Y+14.05%+12.39%14/ 23
10Y—+13.84%—

Portfolio composition

Asset allocation

  • Equity91.41%
  • Cash8.59%

By market cap

  • Large cap41.04%
  • Mid cap11.70%
  • Small cap29.85%
  • Others17.41%

Concentration

Holdings

70

Avg market cap

₹61.2K Cr

Top 10 stocks

30.50%

Top 5 stocks

18.37%

Top 3 sectors

61.57%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 1

    Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent

    —5.27%
  • 1

    ICICI Bank Ltd

    —4.57%
  • 2

    ICICI Bank Ltd

    —4.27%
  • 2

    Axis Bank Ltd

    —4.23%
  • 3

    HDFC Bank Ltd

    —4.14%
  • 3

    Axis Bank Ltd

    —4.12%
  • 4

    HDFC Bank Ltd

    —3.90%
  • 4

    Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent

    —3.54%
  • 5

    Kotak Mahindra Bank Ltd

    —3.13%
  • 5

    Usha Martin Ltd

    —3.05%
  • 6

    Kotak Mahindra Bank Ltd

    —3.03%
  • 6

    Usha Martin Ltd

    —2.97%
  • 7

    Shriram Finance Ltd

    —2.80%
  • 7

    Varun Beverages Ltd

    —2.56%
  • 8

    Astral Ltd

    —2.51%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio22.8525.08-2.23
  • P/B ratio3.443.59-0.15
  • Price / Sales2.413.18-0.77
  • Price / Cash Flow19.7918.36+1.43
  • Dividend yield1.24%1.18%+0.06
  • Return on equity (ROE)17.65%18.19%-0.54

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

  • Standard deviation

    Volatility — lower means steadier returns.

    15.0215.7114.8117.4815.6114.58

  • Sharpe ratio

    Risk-adjusted return — higher is better.

    0.240.490.55-0.290.480.48

  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    0.350.730.85-0.370.720.74

  • Beta

    1 = moves with the market. <1 = less volatile.

    1.070.990.980.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense
Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN
  • DirectGrowthNavi Flexi Cap Fund - Direct Plan - GrowthINF959L01DT9
  • DirectIDCW PayoutNAVI FLEXI CAP FUND - DIRECT PLAN ANNUAL IDCW PAYOUTINF959L01EC3
  • DirectIDCW ReinvestmentNAVI FLEXI CAP FUND - DIRECT PLAN ANNUAL IDCW PAYOUTINF959L01ED1
  • RegularGrowthNavi Flexi Cap Fund - Regular Plan - GrowthINF959L01EE9
  • RegularIDCW PayoutNAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUTINF959L01EN0
  • RegularIDCW ReinvestmentNAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUTINF959L01EO8

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