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Navi

Navi Flexi Cap Fund

Flexi CapEquityVery High risk Rank 28 of 41

NAV · Direct-Growth

₹29.70+0.06+0.21%

As of 17 Aug 2026 · AMFI

NAV growth+15.2%
Aug ’25Aug ’26
Arthkar verdictSolid on the numbers

Returns

Mixed vs category

1 of 3 periods ahead

Cost

Average

0.51% vs NaN% peers

Volatility

Below average

15.5% vs 15.6% cat (3Y)

Consistency

Strong

positive in 8 of 8 years

Beats its Flexi Cap category on 1Y but trails on 3Y & 5Y — and has been steadier than peers.

1Y return

+16.5%

+9.2 vs cat

3Y CAGR

+13.5%

-1.5 vs cat

5Y CAGR

+13.1%

-0.0 vs cat

AUM

₹265.88 Cr

fund size

Expense

0.51%

direct plan

Volatility 3Y

15.5%

▼ vs 15.6%

Go deeper on Navi Flexi Cap Fund

Two data-only views, computed from this fund's real NAV history — no projections.

In plain English

Navi Flexi Cap Fund is a Flexi Cap scheme from Navi. The portfolio is ~91% in equities with 9% kept in cash and short-term debt. Within equity, ~41% sits in large-cap stocks, 12% in mid-cap, and 30% in small-cap. Long-run track record: about 13.1% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -38% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF959L01DT9

NAV (Direct-Growth)

₹29.7028

Last 1Y

+15.19%

Aug 25Min ₹24.15 · Max ₹29.73 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-37.9%

Peak ₹11.92 on 12 Feb 2020 → trough ₹7.41 on 23 Mar 2020 (1 months down).

Recovered in 8 months· 24 Nov 2020

Feb 2025

-19.3%

Peak ₹27.73 on 27 Sept 2024 → trough ₹22.38 on 28 Feb 2025 (5 months down).

Recovered in 14 months· 7 May 2026

Jun 2022

-18.0%

Peak ₹18.05 on 17 Jan 2022 → trough ₹14.80 on 20 Jun 2022 (5 months down).

Recovered in 4 months· 1 Nov 2022

Oct 2018

-14.5%

Peak ₹10.72 on 31 Aug 2018 → trough ₹9.17 on 26 Oct 2018 (2 months down).

Recovered in 5 months· 28 Mar 2019

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

4

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

  • Expense ratio

    0.51% — well below typical 1% for equity.

  • AUM size

    ₹266 Cr.

  • Sector concentration

    Top 3 sectors = 61.6% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W+0.13%-0.32%6/ 52
1M+3.24%+2.47%13/ 52
3M+9.97%+7.69%12/ 52
6M+7.92%+4.19%12/ 50
YTD+8.82%+3.24%6/ 50
1Y+16.51%+7.28%3/ 47
2Y+6.20%+3.64%11/ 44
3Y+13.55%+15.06%28/ 41
5Y+13.09%+13.09%14/ 29
7Y+16.17%+16.74%14/ 25

Portfolio composition

Asset allocation

  • Equity91.41%
  • Cash8.59%

By market cap

  • Large cap41.04%
  • Mid cap11.70%
  • Small cap29.85%
  • Others17.41%

Concentration

Holdings

70

Avg market cap

₹61.2K Cr

Top 10 stocks

30.50%

Top 5 stocks

18.37%

Top 3 sectors

61.57%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 1

    ICICI Bank Ltd

    4.57%
  • 2

    ICICI Bank Ltd

    4.27%
  • 2

    Axis Bank Ltd

    4.23%
  • 3

    HDFC Bank Ltd

    4.14%
  • 3

    Axis Bank Ltd

    4.12%
  • 4

    HDFC Bank Ltd

    3.90%
  • 5

    Kotak Mahindra Bank Ltd

    3.13%
  • 5

    Usha Martin Ltd

    3.05%
  • 6

    Kotak Mahindra Bank Ltd

    3.03%
  • 6

    Usha Martin Ltd

    2.97%
  • 7

    Shriram Finance Ltd

    2.80%
  • 7

    Varun Beverages Ltd

    2.56%
  • 8

    Astral Ltd

    2.51%
  • 8

    Sansera Engineering Ltd

    2.51%
  • 9

    Reliance Industries Ltd

    2.49%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio22.8525.08-2.23
  • P/B ratio3.443.59-0.15
  • Price / Sales2.413.18-0.77
  • Price / Cash Flow19.7918.36+1.43
  • Dividend yield1.24%1.18%+0.06
  • Return on equity (ROE)17.65%18.19%-0.54

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y
  • Standard deviation

    Volatility — lower means steadier returns.

    15.0215.7114.8117.4815.6114.58
  • Sharpe ratio

    Risk-adjusted return — higher is better.

    0.240.490.55-0.290.480.48
  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    0.350.730.85-0.370.720.74
  • Beta

    1 = moves with the market. <1 = less volatile.

    1.070.990.980.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.